FY2027 Fair Market Rent · Georgia
Polk County Fair Market Rent & Income Limits
HUD's FY2027 Fair Market Rent for a two-bedroom home in Polk County, GA is $1,017 a month, down 0.1% from FY2026. The area median family income is $72,500, and a family of four counts as low income up to $61,600 a year.
Fair Market Rent by unit size
FY2027 FY2026
Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Polk County, GA.
Low income (80% limit)
A household of 4 earning $59,600 is under the 80% limit of $61,600 for this area. At 30% of income it could pay about $1,490 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits in Polk County
HUD's FY2026 income limits for Polk County, GA are based on a median family income of $72,500. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $16,200 | $26,950 | $32,340 | $43,150 |
| 2 | $21,640 | $30,800 | $36,960 | $49,300 |
| 3 | $27,320 | $34,650 | $41,580 | $55,450 |
| 4 | $33,000 | $38,500 | $46,200 | $61,600 |
| 5 | $38,680 | $41,600 | $49,920 | $66,550 |
| 6 | $44,360 | $44,700 | $53,640 | $71,500 |
| 7 | $47,750 | $47,750 | $57,300 | $76,400 |
| 8 | $50,850 | $50,850 | $61,020 | $81,350 |
Rent history
Since FY2017 the two-bedroom FMR here has gone from $676 to $1,017, up 50.4% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $291.
What it takes to afford the rent
To keep a two-bedroom rent of $1,017 at no more than 30% of income, the usual affordability rule, a household needs about $40,700 a year. That is 56% of the area median family income of $72,500, so a typical family can afford it with room to spare.
| Unit | FY2027 | FY2026 | FY2025 | Income to affordat 30% |
|---|---|---|---|---|
| Studio | $772 | $771 | $707 | $30,900 |
| 1 bedroom | $777 | $776 | $712 | $31,100 |
| 2 bedrooms | $1,017 | $1,018 | $934 | $40,700 |
| 3 bedrooms | $1,296 | $1,290 | $1,177 | $51,800 |
| 4 bedrooms | $1,439 | $1,348 | $1,238 | $57,600 |
How Polk County compares
Polk County is outside any metropolitan area, so HUD calculates a separate non-metro Fair Market Rent and income limits for the county itself.
Polk County has the 86th highest two-bedroom Fair Market Rent of the 159 counties in Georgia; the population-weighted average across Georgia is $1,528 and the nationwide average is $1,751.
Small Area FMRs by ZIP code
HUD also publishes Small Area Fair Market Rents for each ZIP code. In Polk County the two-bedroom figure ranges from $1,020 to $1,170 across 4 ZIP codes, against the area-wide $1,017. This area is not on HUD's list of mandatory Small Area FMR areas, so most agencies here use the area-wide FMR; an agency may still opt in to ZIP-level rents.
Questions
What is the Fair Market Rent in Polk County, GA for 2027?
For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Polk County, GA are $772 for a studio, $777 for one bedroom, $1,017 for two bedrooms, $1,296 for three and $1,439 for four bedrooms, per month including utilities.
What is the area median income in Polk County, GA?
HUD's FY2026 median family income for the area is $72,500, down 1.9% from $73,900 in FY2025.
What is 80% of AMI in Polk County, GA for a family of 4?
The FY2026 low-income limit (80%) for a household of four is $61,600 a year. The very low-income limit (50%) is $38,500 and the extremely low-income limit is $33,000.
What is the 60% AMI limit for tax credit housing in Polk County, GA?
Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $32,340 for one person and $46,200 for four.
Is the Fair Market Rent the same as the Section 8 payment standard?
No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $915 to $1,119), and can ask HUD for exceptions. Check the payment standard with your local housing agency.