Income Limits by County

FY2027 Fair Market Rent · Maine

Franklin County Fair Market Rent & Income Limits

HUD's FY2027 Fair Market Rent for a two-bedroom home in Franklin County, ME is $1,264 a month, down 4.4% from FY2026. The area median family income is $85,400, and a family of four counts as low income up to $73,500 a year.

2-bedroom FMR$1,264per month ▼ 4.4%
Median family income$85,400FY2026 ▼ 1.2%
80% limit, 4 people$73,500low income

Fair Market Rent by unit size

FY2027 FY2026

Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Franklin County, ME.

Low income (80% limit)

A household of 4 earning $71,500 is under the 80% limit of $73,500 for this area. At 30% of income it could pay about $1,788 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits in Franklin County

HUD's FY2026 income limits for Franklin County, ME are based on a median family income of $85,400. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$19,300$32,200$38,640$51,450
2$22,050$36,800$44,160$58,800
3$27,320$41,400$49,680$66,150
4$33,000$45,950$55,140$73,500
5$38,680$49,650$59,580$79,400
6$44,360$53,350$64,020$85,300
7$50,040$57,000$68,400$91,150
8$55,720$60,700$72,840$97,050

HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $55,200 for four people, against the regular $55,140.

Rent history

Since FY2017 the two-bedroom FMR here has gone from $687 to $1,264, up 84.0% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $326.

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,264FY2001: $489FY2002: $509FY2003: $524FY2004: $531FY2005: $547FY2006: $570FY2007: $599FY2008: $642FY2009: $646FY2010: $687FY2011: $694FY2012: $613FY2013: $694FY2014: $663FY2015: $709FY2016: $671FY2017: $687FY2018: $697FY2019: $744FY2020: $714FY2021: $753FY2022: $826FY2023: $939FY2024: $1,067FY2025: $1,116FY2026: $1,322FY2027: $1,264

What it takes to afford the rent

To keep a two-bedroom rent of $1,264 at no more than 30% of income, the usual affordability rule, a household needs about $50,600 a year. That is 59% of the area median family income of $85,400, so a typical family can afford it with room to spare.

Fair Market Rent by year (monthly gross rent incl. utilities)
UnitFY2027FY2026FY2025Income to affordat 30%
Studio$880$911$765$35,200
1 bedroom$966$1,008$851$38,600
2 bedrooms$1,264$1,322$1,116$50,600
3 bedrooms$1,750$1,750$1,474$70,000
4 bedrooms$2,113$1,757$1,480$84,500

Fair Market Rents by town in Franklin County

In New England HUD sets Fair Market Rents and income limits by town, not by county. The 26 towns of Franklin County fall into 1 HUD area; the figures at the top of this page are for Franklin County, ME, the area with the most residents. Find your town below.

HUD area2 BR FMRMedian incomeTowns
Franklin County, ME$1,264$85,400Avon, Carrabassett Valley, Carthage, Chesterville, Coplin plantation, Dallas plantation, East Central Franklin UT, Eustis, Farmington, Industry, Jay, Kingfield, New Sharon, New Vineyard, North Franklin UT, Phillips, Rangeley plantation, Rangeley, Sandy River plantation, South Franklin UT, Strong, Temple, Weld, West Central Franklin UT, Wilton, Wyman UT

How Franklin County compares

Franklin County is outside any metropolitan area, so HUD calculates a separate non-metro Fair Market Rent and income limits for the county itself.

Franklin County has the 12th highest two-bedroom Fair Market Rent of the 16 counties in Maine; the population-weighted average across Maine is $1,708 and the nationwide average is $1,751.

All 16 counties in Maine →

Small Area FMRs by ZIP code

HUD also publishes Small Area Fair Market Rents for each ZIP code. In Franklin County the two-bedroom figure ranges from $1,190 to $1,550 across 18 ZIP codes, against the area-wide $1,264. This area is not on HUD's list of mandatory Small Area FMR areas, so most agencies here use the area-wide FMR; an agency may still opt in to ZIP-level rents.

ZIPPlace2 BR SAFMR110% payment std.
04947Kingfield$1,550$1,705
04239Jay$1,430$1,573
04936Eustis$1,410$1,551
04955New Sharon$1,370$1,507
04938Farmington$1,300$1,430
04982Stratton$1,290$1,419
04225Dryden$1,260$1,386
04234East Wilton$1,260$1,386
04262North Jay$1,260$1,386
04285Weld$1,260$1,386
04294Wilton$1,260$1,386
04940Farmington Falls$1,260$1,386
04966Phillips$1,260$1,386
04984Temple$1,260$1,386
04992West Farmington$1,260$1,386
04956New Vineyard$1,230$1,353
04983Strong$1,200$1,320
04970Rangeley$1,190$1,309

Questions

What is the Fair Market Rent in Franklin County, ME for 2027?

For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in Franklin County, ME are $880 for a studio, $966 for one bedroom, $1,264 for two bedrooms, $1,750 for three and $2,113 for four bedrooms, per month including utilities.

What is the area median income in Franklin County, ME?

HUD's FY2026 median family income for the area is $85,400, down 1.2% from $86,400 in FY2025.

What is 80% of AMI in Franklin County, ME for a family of 4?

The FY2026 low-income limit (80%) for a household of four is $73,500 a year. The very low-income limit (50%) is $45,950 and the extremely low-income limit is $33,000.

What is the 60% AMI limit for tax credit housing in Franklin County, ME?

Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $38,640 for one person and $55,140 for four. Some older tax-credit properties here use higher HERA hold-harmless limits.

Is the Fair Market Rent the same as the Section 8 payment standard?

No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $1,138 to $1,390), and can ask HUD for exceptions. Check the payment standard with your local housing agency.