Income Limits by County

HUD Metro FMR Area · 6 counties

Boston-Cambridge-Quincy, MA-NH Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Boston-Cambridge-Quincy, MA-NH area at $3,008 a month, up 2.3% from FY2026. The FY2026 median family income is $164,600. The same figures apply in all 6 counties of the area.

2-bedroom FMR$3,008per month ▲ 2.3%
Median family income$164,600FY2026
People in the area3,605,178HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Boston-Cambridge-Quincy, MA-NH.

Low income (80% limit)

A household of 4 earning $135,100 is under the 80% limit of $137,100 for this area. At 30% of income it could pay about $3,378 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$36,000$60,000$72,000$96,000
2$41,150$68,600$82,320$109,700
3$46,300$77,150$92,580$123,400
4$51,400$85,700$102,840$137,100
5$55,550$92,600$111,120$148,100
6$59,650$99,450$119,340$159,050
7$63,750$106,300$127,560$170,050
8$67,850$113,150$135,780$181,000

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$800$1,600$2,400$3,200$4,000200520102015202020252027$3,008FY2001: $979FY2002: $1,250FY2003: $1,343FY2004: $1,419FY2005: $1,266FY2006: $1,324FY2007: $1,366FY2008: $1,353FY2009: $1,345FY2010: $1,357FY2011: $1,349FY2012: $1,369FY2013: $1,444FY2014: $1,454FY2015: $1,494FY2016: $1,567FY2017: $1,691FY2018: $1,740FY2019: $2,194FY2020: $2,311FY2021: $2,336FY2022: $2,399FY2023: $2,635FY2024: $2,827FY2025: $2,837FY2026: $2,941FY2027: $3,008

Counties in the area

CountyPeople2 BR FMR
Middlesex County, MA1,638,365$3,008
Essex County, MA813,054$3,008
Suffolk County, MA785,121$3,008
Norfolk County, MA730,082$3,008
Plymouth County, MA535,075$3,008
Rockingham County, NH319,082$2,367

Small Area FMRs across 259 ZIP codes

Two-bedroom Small Area FMRs in the Boston-Cambridge-Quincy, MA-NH area run from $2,650 to $4,510; the middle ZIP code is at $2,820, against the area-wide FMR of $3,008. This is not a mandatory Small Area FMR area; agencies may opt in.

$2,650$4,510median $2,820

Highest ZIP codes

01731 (Hanscom Afb, MA)$4,510
02110 (Boston, MA)$4,510
02199 (Boston, MA)$4,510
02446 (Brookline, MA)$4,420
02114 (Boston, MA)$4,380
02461 (Newton Highlands, MA)$4,340
02138 (Cambridge, MA)$4,310
02210 (Boston, MA)$4,220

Lowest ZIP codes

03874 (Seabrook, NH)$2,650
03858 (Newton, NH)$2,650
03844 (Hampton Falls, NH)$2,650
03833 (Exeter, NH)$2,650
03827 (East Kingston, NH)$2,650
02762 (Plainville, MA)$2,650
02760 (North Attleboro, MA)$2,650
02738 (Marion, MA)$2,650

Questions

What is the Fair Market Rent in the Boston-Cambridge-Quincy, MA-NH area?

HUD's FY2027 Fair Market Rents for the Boston-Cambridge-Quincy, MA-NH area are $2,440 (studio), $2,518 (1 BR), $3,008 (2 BR), $3,584 (3 BR) and $3,953 (4 BR) a month.

What is the area median income for Boston-Cambridge-Quincy, MA-NH?

The FY2026 median family income is $164,600; the 80% low-income limit for four people is $137,100.

Which counties are in this HUD metro area?

Middlesex County, MA, Essex County, MA, Suffolk County, MA, Norfolk County, MA, Plymouth County, MA and Rockingham County, NH.