Income Limits by County

HUD Metro FMR Area · 3 counties

Cape Girardeau, MO-IL Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Cape Girardeau, MO-IL area at $1,012 a month, up 2.0% from FY2026. The FY2026 median family income is $90,200. The same figures apply in all 3 counties of the area.

2-bedroom FMR$1,012per month ▲ 2.0%
Median family income$90,200FY2026
People in the area98,169HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Cape Girardeau, MO-IL.

Low income (80% limit)

A household of 4 earning $70,150 is under the 80% limit of $72,150 for this area. At 30% of income it could pay about $1,754 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$18,950$31,600$37,920$50,550
2$21,650$36,100$43,320$57,750
3$27,320$40,600$48,720$64,950
4$33,000$45,100$54,120$72,150
5$38,680$48,750$58,500$77,950
6$44,360$52,350$62,820$83,700
7$50,040$55,950$67,140$89,500
8$55,720$59,550$71,460$95,250

HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $62,160 for four people, against the regular $54,120.

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$200$400$600$800$1,000$1,200200520102015202020252027$1,012FY2001: $405FY2002: $421FY2003: $428FY2004: $428FY2005: $516FY2006: $527FY2007: $543FY2008: $570FY2009: $584FY2010: $577FY2011: $601FY2012: $596FY2013: $720FY2014: $679FY2015: $636FY2016: $658FY2017: $735FY2018: $703FY2019: $748FY2020: $773FY2021: $807FY2022: $807FY2023: $871FY2024: $933FY2025: $985FY2026: $992FY2027: $1,012

Counties in the area

CountyPeople2 BR FMR
Cape Girardeau County, MO82,735$1,012
Bollinger County, MO10,559$1,012
Alexander County, IL4,875$1,012

Small Area FMRs across 41 ZIP codes

Two-bedroom Small Area FMRs in the Cape Girardeau, MO-IL area run from $960 to $1,230; the middle ZIP code is at $1,020, against the area-wide FMR of $1,012. This is not a mandatory Small Area FMR area; agencies may opt in.

$960$1,230median $1,020

Highest ZIP codes

63781 (Sedgewickville, MO)$1,230
63751 (Glenallen, MO)$1,170
63655 (Marquand, MO)$1,140
63755 (Jackson, MO)$1,140
63662 (Patton, MO)$1,120
63739 (Burfordville, MO)$1,080
63750 (Gipsy, MO)$1,080
63766 (Millersville, MO)$1,070

Lowest ZIP codes

63960 (Puxico, MO)$960
63771 (Oran, MO)$960
63769 (Oak Ridge, MO)$960
63764 (Marble Hill, MO)$960
63760 (Leopold, MO)$960
63732 (Altenburg, MO)$960
62993 (Unity, IL)$960
62992 (Ullin, IL)$960

Questions

What is the Fair Market Rent in the Cape Girardeau, MO-IL area?

HUD's FY2027 Fair Market Rents for the Cape Girardeau, MO-IL area are $757 (studio), $833 (1 BR), $1,012 (2 BR), $1,401 (3 BR) and $1,692 (4 BR) a month.

What is the area median income for Cape Girardeau, MO-IL?

The FY2026 median family income is $90,200; the 80% low-income limit for four people is $72,150.

Which counties are in this HUD metro area?

Cape Girardeau County, MO, Bollinger County, MO and Alexander County, IL.