Income Limits by County

HUD Metro FMR Area · 5 counties

Des Moines-West Des Moines, IA Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Des Moines-West Des Moines, IA area at $1,360 a month, up 3.2% from FY2026. The FY2026 median family income is $116,400. The same figures apply in all 5 counties of the area.

2-bedroom FMR$1,360per month ▲ 3.2%
Median family income$116,400FY2026
People in the area693,166HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Des Moines-West Des Moines, IA.

Low income (80% limit)

A household of 4 earning $91,100 is under the 80% limit of $93,100 for this area. At 30% of income it could pay about $2,278 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$24,450$40,750$48,900$65,200
2$27,950$46,600$55,920$74,500
3$31,450$52,400$62,880$83,800
4$34,900$58,200$69,840$93,100
5$38,680$62,900$75,480$100,550
6$44,360$67,550$81,060$108,000
7$50,040$72,200$86,640$115,450
8$55,720$76,850$92,220$122,900

HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $70,020 for four people, against the regular $69,840.

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,360FY2001: $565FY2002: $580FY2003: $649FY2004: $655FY2005: $657FY2006: $669FY2007: $689FY2008: $732FY2009: $727FY2010: $737FY2011: $739FY2012: $731FY2013: $750FY2014: $783FY2015: $787FY2016: $844FY2017: $824FY2018: $875FY2019: $910FY2020: $900FY2021: $902FY2022: $935FY2023: $1,074FY2024: $1,080FY2025: $1,216FY2026: $1,318FY2027: $1,360

Counties in the area

CountyPeople2 BR FMR
Polk County, IA503,175$1,360
Dallas County, IA107,968$1,360
Warren County, IA54,409$1,360
Madison County, IA16,926$1,360
Guthrie County, IA10,688$1,360

Small Area FMRs across 111 ZIP codes

Two-bedroom Small Area FMRs in the Des Moines-West Des Moines, IA area run from $930 to $1,790; the middle ZIP code is at $1,190, against the area-wide FMR of $1,360. This is a mandatory Small Area FMR area (designated 2023, in force since 1/1/2025): voucher payment standards follow the ZIP-code figures.

$930$1,790median $1,190

Highest ZIP codes

50323 (Urbandale, IA)$1,790
50021 (Ankeny, IA)$1,690
50001 (Ackworth, IA)$1,680
50266 (West Des Moines, IA)$1,640
50047 (Carlisle, IA)$1,630
50146 (Linden, IA)$1,620
50324 (Windsor Heights, IA)$1,610
50263 (Waukee, IA)$1,560

Lowest ZIP codes

50164 (Menlo, IA)$930
50129 (Jefferson, IA)$930
50128 (Jamaica, IA)$930
50076 (Exira, IA)$930
50026 (Bagley, IA)$930
50025 (Audubon, IA)$930
50020 (Anita, IA)$930
50237 (Runnells, IA)$930

Questions

What is the Fair Market Rent in the Des Moines-West Des Moines, IA area?

HUD's FY2027 Fair Market Rents for the Des Moines-West Des Moines, IA area are $1,102 (studio), $1,145 (1 BR), $1,360 (2 BR), $1,856 (3 BR) and $1,901 (4 BR) a month.

What is the area median income for Des Moines-West Des Moines, IA?

The FY2026 median family income is $116,400; the 80% low-income limit for four people is $93,100.

Which counties are in this HUD metro area?

Polk County, IA, Dallas County, IA, Warren County, IA, Madison County, IA and Guthrie County, IA.