Income Limits by County

HUD Metro FMR Area · 2 counties

Jefferson City, MO Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Jefferson City, MO area at $962 a month, up 5.7% from FY2026. The FY2026 median family income is $105,500. The same figures apply in all 2 counties of the area.

2-bedroom FMR$962per month ▲ 5.7%
Median family income$105,500FY2026
People in the area90,434HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Jefferson City, MO.

Low income (80% limit)

A household of 4 earning $82,400 is under the 80% limit of $84,400 for this area. At 30% of income it could pay about $2,060 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$22,200$36,950$44,340$59,100
2$25,350$42,200$50,640$67,550
3$28,500$47,500$57,000$76,000
4$33,000$52,750$63,300$84,400
5$38,680$57,000$68,400$91,200
6$44,360$61,200$73,440$97,950
7$50,040$65,450$78,540$104,700
8$55,720$69,650$83,580$111,450

HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $69,960 for four people, against the regular $63,300.

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$200$400$600$800$1,000$1,200200520102015202020252027$962FY2001: $423FY2002: $440FY2003: $447FY2004: $447FY2005: $502FY2006: $504FY2007: $522FY2008: $549FY2009: $562FY2010: $569FY2011: $595FY2012: $564FY2013: $595FY2014: $639FY2015: $604FY2016: $630FY2017: $647FY2018: $644FY2019: $646FY2020: $670FY2021: $678FY2022: $694FY2023: $748FY2024: $824FY2025: $891FY2026: $910FY2027: $962

Counties in the area

CountyPeople2 BR FMR
Cole County, MO77,032$962
Osage County, MO13,402$962

Small Area FMRs across 28 ZIP codes

Two-bedroom Small Area FMRs in the Jefferson City, MO area run from $960 to $1,330; the middle ZIP code is at $965, against the area-wide FMR of $962. This is not a mandatory Small Area FMR area; agencies may opt in.

$960$1,330median $965

Highest ZIP codes

65076 (Saint Thomas, MO)$1,330
65023 (Centertown, MO)$1,120
65582 (Vienna, MO)$1,080
65040 (Henley, MO)$1,030
65032 (Eugene, MO)$1,020
65109 (Jefferson City, MO)$1,020
65001 (Argyle, MO)$1,010
65061 (Morrison, MO)$990

Lowest ZIP codes

65101 (Jefferson City, MO)$960
65085 (Westphalia, MO)$960
65074 (Russellville, MO)$960
65058 (Meta, MO)$960
65054 (Loose Creek, MO)$960
65053 (Lohman, MO)$960
65051 (Linn, MO)$960
65048 (Koeltztown, MO)$960

Questions

What is the Fair Market Rent in the Jefferson City, MO area?

HUD's FY2027 Fair Market Rents for the Jefferson City, MO area are $731 (studio), $735 (1 BR), $962 (2 BR), $1,332 (3 BR) and $1,548 (4 BR) a month.

What is the area median income for Jefferson City, MO?

The FY2026 median family income is $105,500; the 80% low-income limit for four people is $84,400.

Which counties are in this HUD metro area?

Cole County, MO and Osage County, MO.