Income Limits by County

HUD Metro FMR Area · 3 counties

Middlesex-Somerset-Hunterdon, NJ Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Middlesex-Somerset-Hunterdon, NJ area at $2,623 a month, up 5.5% from FY2026. The FY2026 median family income is $154,800. The same figures apply in all 3 counties of the area.

2-bedroom FMR$2,623per month ▲ 5.5%
Median family income$154,800FY2026
People in the area1,351,296HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Middlesex-Somerset-Hunterdon, NJ.

Low income (80% limit)

A household of 4 earning $112,600 is under the 80% limit of $114,600 for this area. At 30% of income it could pay about $2,815 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$32,550$54,200$65,040$80,200
2$37,200$61,950$74,340$91,700
3$41,850$69,700$83,640$103,150
4$46,450$77,400$92,880$114,600
5$50,200$83,600$100,320$123,800
6$53,900$89,800$107,760$132,950
7$57,600$96,000$115,200$142,150
8$61,350$102,200$122,640$151,300

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$800$1,600$2,400$3,200200520102015202020252027$2,623FY2001: $956FY2002: $1,001FY2003: $1,120FY2004: $1,164FY2005: $1,210FY2006: $1,187FY2007: $1,257FY2008: $1,340FY2009: $1,349FY2010: $1,409FY2011: $1,449FY2012: $1,324FY2013: $1,420FY2014: $1,458FY2015: $1,495FY2016: $1,578FY2017: $1,654FY2018: $1,627FY2019: $1,746FY2020: $1,770FY2021: $1,753FY2022: $1,851FY2023: $1,917FY2024: $2,276FY2025: $2,176FY2026: $2,486FY2027: $2,623

Counties in the area

CountyPeople2 BR FMR
Middlesex County, NJ871,290$2,623
Somerset County, NJ349,846$2,623
Hunterdon County, NJ130,160$2,623

Small Area FMRs across 114 ZIP codes

Two-bedroom Small Area FMRs in the Middlesex-Somerset-Hunterdon, NJ area run from $2,150 to $3,400; the middle ZIP code is at $2,600, against the area-wide FMR of $2,623. This is not a mandatory Small Area FMR area; agencies may opt in.

$2,150$3,400median $2,600

Highest ZIP codes

07069 (Watchung, NJ)$3,400
07920 (Basking Ridge, NJ)$3,390
07939 (Lyons, NJ)$3,390
08502 (Belle Mead, NJ)$3,370
07751 (Morganville, NJ)$3,330
08823 (Franklin Park, NJ)$3,180
08801 (Annandale, NJ)$3,170
07921 (Bedminster, NJ)$3,110

Lowest ZIP codes

07735 (Keyport, NJ)$2,150
08884 (Spotswood, NJ)$2,240
08872 (Sayreville, NJ)$2,240
08846 (Middlesex, NJ)$2,240
08826 (Glen Gardner, NJ)$2,240
08559 (Stockton, NJ)$2,240
08520 (Hightstown, NJ)$2,240
07077 (Sewaren, NJ)$2,240

Questions

What is the Fair Market Rent in the Middlesex-Somerset-Hunterdon, NJ area?

HUD's FY2027 Fair Market Rents for the Middlesex-Somerset-Hunterdon, NJ area are $1,953 (studio), $2,103 (1 BR), $2,623 (2 BR), $3,125 (3 BR) and $3,508 (4 BR) a month.

What is the area median income for Middlesex-Somerset-Hunterdon, NJ?

The FY2026 median family income is $154,800; the 80% low-income limit for four people is $114,600.

Which counties are in this HUD metro area?

Middlesex County, NJ, Somerset County, NJ and Hunterdon County, NJ.