Income Limits by County

HUD Metro FMR Area · 4 counties

Montgomery, AL Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Montgomery, AL area at $1,150 a month, up 13.2% from FY2026. The FY2026 median family income is $88,800. The same figures apply in all 4 counties of the area.

2-bedroom FMR$1,150per month ▲ 13.2%
Median family income$88,800FY2026
People in the area386,024HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Montgomery, AL.

Low income (80% limit)

A household of 4 earning $69,050 is under the 80% limit of $71,050 for this area. At 30% of income it could pay about $1,726 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$18,700$31,100$37,320$49,750
2$21,640$35,550$42,660$56,850
3$27,320$40,000$48,000$63,950
4$33,000$44,400$53,280$71,050
5$38,680$48,000$57,600$76,750
6$44,360$51,550$61,860$82,450
7$50,040$55,100$66,120$88,150
8$55,720$58,650$70,380$93,800

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,150FY2001: $507FY2002: $522FY2003: $535FY2004: $537FY2005: $583FY2006: $599FY2007: $623FY2008: $660FY2009: $706FY2010: $735FY2011: $735FY2012: $723FY2013: $790FY2014: $710FY2015: $788FY2016: $788FY2017: $822FY2018: $829FY2019: $825FY2020: $830FY2021: $908FY2022: $914FY2023: $977FY2024: $1,092FY2025: $1,055FY2026: $1,016FY2027: $1,150

Counties in the area

CountyPeople2 BR FMR
Montgomery County, AL226,718$1,150
Elmore County, AL89,526$1,150
Autauga County, AL59,947$1,150
Lowndes County, AL9,833$1,150

Small Area FMRs across 66 ZIP codes

Two-bedroom Small Area FMRs in the Montgomery, AL area run from $920 to $1,730; the middle ZIP code is at $1,115, against the area-wide FMR of $1,150. This is a mandatory Small Area FMR area (designated 2023, in force since 1/1/2025): voucher payment standards follow the ZIP-code figures.

$920$1,730median $1,115

Questions

What is the Fair Market Rent in the Montgomery, AL area?

HUD's FY2027 Fair Market Rents for the Montgomery, AL area are $986 (studio), $1,003 (1 BR), $1,150 (2 BR), $1,476 (3 BR) and $1,708 (4 BR) a month.

What is the area median income for Montgomery, AL?

The FY2026 median family income is $88,800; the 80% low-income limit for four people is $71,050.

Which counties are in this HUD metro area?

Montgomery County, AL, Elmore County, AL, Autauga County, AL and Lowndes County, AL.