Income Limits by County

HUD Metro FMR Area · 8 counties

New York, NY Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the New York, NY area at $2,971 a month, up 2.1% from FY2026. The FY2026 median family income is $104,300. The same figures apply in all 8 counties of the area.

2-bedroom FMR$2,971per month ▲ 2.1%
Median family income$104,300FY2026
People in the area9,923,511HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for New York, NY.

Low income (80% limit)

A household of 4 earning $133,700 is under the 80% limit of $135,700 for this area. At 30% of income it could pay about $3,342 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$35,650$59,400$71,280$95,000
2$40,750$67,850$81,420$108,600
3$45,850$76,350$91,620$122,150
4$50,900$84,800$101,760$135,700
5$55,000$91,600$109,920$146,600
6$59,050$98,400$118,080$157,450
7$63,150$105,200$126,240$168,300
8$67,200$111,950$134,340$179,150

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$800$1,600$2,400$3,200$4,000200520102015202020252027$2,971FY2001: $949FY2002: $993FY2003: $1,031FY2004: $1,073FY2005: $1,075FY2006: $1,133FY2007: $1,189FY2008: $1,318FY2009: $1,313FY2010: $1,359FY2011: $1,403FY2012: $1,424FY2013: $1,474FY2014: $1,440FY2015: $1,481FY2016: $1,571FY2017: $1,637FY2018: $1,789FY2019: $1,831FY2020: $1,951FY2021: $2,053FY2022: $2,340FY2023: $2,451FY2024: $2,752FY2025: $2,780FY2026: $2,910FY2027: $2,971

Counties in the area

CountyPeople2 BR FMR
Kings County, NY2,631,580$2,971
Queens County, NY2,323,052$2,971
New York County, NY1,629,477$2,971
Bronx County, NY1,404,779$2,971
Westchester County, NY999,677$2,971
Richmond County, NY494,956$2,971
Rockland County, NY341,883$2,971
Putnam County, NY98,107$2,971

Small Area FMRs across 410 ZIP codes

Two-bedroom Small Area FMRs in the New York, NY area run from $2,620 to $4,460; the middle ZIP code is at $3,295, against the area-wide FMR of $2,971. This is not a mandatory Small Area FMR area; agencies may opt in.

$2,620$4,460median $3,295

Highest ZIP codes

10001 (New York, NY)$4,460
10003 (New York, NY)$4,460
10011 (New York, NY)$4,460
10012 (New York, NY)$4,460
10013 (New York, NY)$4,460
10014 (New York, NY)$4,460
10016 (New York, NY)$4,460
10017 (New York, NY)$4,460

Lowest ZIP codes

11693 (Far Rockaway, NY)$2,620
11692 (Arverne, NY)$2,620
11434 (Jamaica, NY)$2,620
11412 (Saint Albans, NY)$2,620
11239 (Brooklyn, NY)$2,620
11224 (Brooklyn, NY)$2,620
11212 (Brooklyn, NY)$2,620
11207 (Brooklyn, NY)$2,620

Questions

What is the Fair Market Rent in the New York, NY area?

HUD's FY2027 Fair Market Rents for the New York, NY area are $2,593 (studio), $2,729 (1 BR), $2,971 (2 BR), $3,760 (3 BR) and $4,121 (4 BR) a month.

What is the area median income for New York, NY?

The FY2026 median family income is $104,300; the 80% low-income limit for four people is $135,700.

Which counties are in this HUD metro area?

Kings County, NY, Queens County, NY, New York County, NY, Bronx County, NY, Westchester County, NY, Richmond County, NY, Rockland County, NY and Putnam County, NY.