Income Limits by County

HUD Metro FMR Area · 11 counties

Philadelphia-Camden-Wilmington, PA-NJ-DE-MD Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area at $1,860 a month, up 2.8% from FY2026. The FY2026 median family income is $122,700. The same figures apply in all 11 counties of the area.

2-bedroom FMR$1,860per month ▲ 2.8%
Median family income$122,700FY2026
People in the area6,272,014HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD.

Low income (80% limit)

A household of 4 earning $96,150 is under the 80% limit of $98,150 for this area. At 30% of income it could pay about $2,404 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$25,800$42,950$51,540$68,750
2$29,450$49,100$58,920$78,550
3$33,150$55,250$66,300$88,350
4$36,800$61,350$73,620$98,150
5$39,750$66,300$79,560$106,050
6$44,360$71,200$85,440$113,900
7$50,040$76,100$91,320$121,750
8$55,720$81,000$97,200$129,600

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600$2,000$2,400200520102015202020252027$1,860FY2001: $812FY2002: $839FY2003: $871FY2004: $892FY2005: $914FY2006: $886FY2007: $923FY2008: $932FY2009: $1,005FY2010: $1,095FY2011: $1,077FY2012: $1,075FY2013: $1,119FY2014: $1,135FY2015: $1,156FY2016: $1,210FY2017: $1,211FY2018: $1,266FY2019: $1,200FY2020: $1,226FY2021: $1,260FY2022: $1,298FY2023: $1,470FY2024: $1,737FY2025: $1,802FY2026: $1,810FY2027: $1,860

Counties in the area

CountyPeople2 BR FMR
Philadelphia County, PA1,579,706$1,860
Montgomery County, PA867,573$1,860
Bucks County, PA647,461$1,860
Delaware County, PA579,222$1,860
New Castle County, DE577,961$1,860
Chester County, PA547,840$1,860
Camden County, NJ527,257$1,860
Burlington County, NJ467,805$1,860
Gloucester County, NJ306,954$1,860
Cecil County, MD104,960$1,860
Salem County, NJ65,275$1,860

Small Area FMRs across 473 ZIP codes

Two-bedroom Small Area FMRs in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area run from $1,230 to $2,790; the middle ZIP code is at $1,900, against the area-wide FMR of $1,860. This is a mandatory Small Area FMR area (designated 2016, in force since 4/1/2018): voucher payment standards follow the ZIP-code figures.

$1,230$2,790median $1,900

Highest ZIP codes

08019 (Chatsworth, NJ)$2,790
08515 (Chesterfield, NJ)$2,790
08640 (Joint Base Mdl, NJ)$2,790
08641 (Joint Base Mdl, NJ)$2,790
18923 (Fountainville, PA)$2,790
18925 (Furlong, PA)$2,790
19025 (Dresher, PA)$2,790
19102 (Philadelphia, PA)$2,790

Lowest ZIP codes

21915 (Chesapeake City, MD)$1,230
17536 (Kirkwood, PA)$1,260
19475 (Spring City, PA)$1,280
19374 (Toughkenamon, PA)$1,290
21913 (Cecilton, MD)$1,340
19133 (Philadelphia, PA)$1,350
19520 (Elverson, PA)$1,370
08007 (Barrington, NJ)$1,380

Questions

What is the Fair Market Rent in the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area?

HUD's FY2027 Fair Market Rents for the Philadelphia-Camden-Wilmington, PA-NJ-DE-MD area are $1,438 (studio), $1,558 (1 BR), $1,860 (2 BR), $2,216 (3 BR) and $2,445 (4 BR) a month.

What is the area median income for Philadelphia-Camden-Wilmington, PA-NJ-DE-MD?

The FY2026 median family income is $122,700; the 80% low-income limit for four people is $98,150.

Which counties are in this HUD metro area?

Philadelphia County, PA, Montgomery County, PA, Bucks County, PA, Delaware County, PA, New Castle County, DE, Chester County, PA, Camden County, NJ, Burlington County, NJ, Gloucester County, NJ, Cecil County, MD and Salem County, NJ.