Income Limits by County

HUD Metro FMR Area · 2 counties

Portland, ME Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Portland, ME area at $2,353 a month, up 10.5% from FY2026. The FY2026 median family income is $139,100. The same figures apply in all 2 counties of the area.

2-bedroom FMR$2,353per month ▲ 10.5%
Median family income$139,100FY2026
People in the area285,245HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Portland, ME.

Low income (80% limit)

A household of 4 earning $104,800 is under the 80% limit of $106,800 for this area. At 30% of income it could pay about $2,620 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$29,250$48,700$58,440$74,800
2$33,400$55,650$66,780$85,450
3$37,600$62,600$75,120$96,150
4$41,750$69,550$83,460$106,800
5$45,100$75,150$90,180$115,350
6$48,450$80,700$96,840$123,900
7$51,800$86,250$103,500$132,450
8$55,720$91,850$110,220$141,000

HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $84,180 for four people, against the regular $83,460.

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$800$1,600$2,400$3,200200520102015202020252027$2,353FY2001: $749FY2002: $817FY2003: $845FY2004: $859FY2005: $895FY2006: $933FY2007: $981FY2008: $1,036FY2009: $1,042FY2010: $1,109FY2011: $1,121FY2012: $985FY2013: $1,008FY2014: $1,012FY2015: $1,074FY2016: $1,109FY2017: $1,301FY2018: $1,348FY2019: $1,387FY2020: $1,309FY2021: $1,592FY2022: $1,721FY2023: $1,859FY2024: $1,946FY2025: $2,011FY2026: $2,130FY2027: $2,353

Counties in the area

CountyPeople2 BR FMR
Cumberland County, ME308,827$2,353
York County, ME216,731$1,792

Small Area FMRs across 45 ZIP codes

Two-bedroom Small Area FMRs in the Portland, ME area run from $1,920 to $3,440; the middle ZIP code is at $2,340, against the area-wide FMR of $2,353. This is not a mandatory Small Area FMR area; agencies may opt in.

$1,920$3,440median $2,340

Highest ZIP codes

04050 (Long Island, ME)$3,440
04107 (Cape Elizabeth, ME)$3,360
04019 (Cliff Island, ME)$3,250
04105 (Falmouth, ME)$3,200
04017 (Chebeague Island, ME)$3,140
04021 (Cumberland Center, ME)$2,990
04110 (Cumberland Foreside, ME)$2,870
04074 (Scarborough, ME)$2,660

Lowest ZIP codes

04064 (Old Orchard Beach, ME)$1,920
04049 (Limington, ME)$1,920
04048 (Limerick, ME)$1,920
04042 (Hollis Center, ME)$1,920
04015 (Casco, ME)$1,920
04005 (Biddeford, ME)$1,920
04274 (Poland, ME)$1,920
04063 (Ocean Park, ME)$1,950

Questions

What is the Fair Market Rent in the Portland, ME area?

HUD's FY2027 Fair Market Rents for the Portland, ME area are $1,639 (studio), $1,864 (1 BR), $2,353 (2 BR), $2,902 (3 BR) and $3,092 (4 BR) a month.

What is the area median income for Portland, ME?

The FY2026 median family income is $139,100; the 80% low-income limit for four people is $106,800.

Which counties are in this HUD metro area?

Cumberland County, ME and York County, ME.