Income Limits by County

HUD Metro FMR Area · 2 counties

Rochester, MN Fair Market Rent & Income Limits

For FY2027 HUD set the two-bedroom Fair Market Rent for the Rochester, MN area at $1,422 a month, up 1.1% from FY2026. The FY2026 median family income is $135,800. The same figures apply in all 2 counties of the area.

2-bedroom FMR$1,422per month ▲ 1.1%
Median family income$135,800FY2026
People in the area185,543HUD file, 2024

Fair Market Rent by unit size

FY2027 FY2026

Check your household

Enter your household size and total yearly income before taxes to see which HUD income category it falls in for Rochester, MN.

Low income (80% limit)

A household of 4 earning $104,800 is under the 80% limit of $106,800 for this area. At 30% of income it could pay about $2,620 a month for rent and utilities.

This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.

Income limits

FY2026 income limits by household size (yearly gross income)
PeopleExtremely low30% / povertyVery low50%60% (LIHTC)MTSPLow income80%
1$28,550$47,550$57,060$74,800
2$32,600$54,350$65,220$85,450
3$36,700$61,150$73,380$96,150
4$40,750$67,900$81,480$106,800
5$44,050$73,350$88,020$115,350
6$47,300$78,800$94,560$123,900
7$50,550$84,200$101,040$132,450
8$55,720$89,650$107,580$141,000

Two-bedroom FMR since 2001

2-bedroom Fair Market Rent, 2001 to 2027$0$400$800$1,200$1,600200520102015202020252027$1,422FY2001: $610FY2002: $631FY2003: $709FY2004: $714FY2005: $745FY2006: $730FY2007: $752FY2008: $822FY2009: $844FY2010: $855FY2011: $867FY2012: $722FY2013: $838FY2014: $863FY2015: $877FY2016: $908FY2017: $936FY2018: $860FY2019: $959FY2020: $1,016FY2021: $1,014FY2022: $1,094FY2023: $1,224FY2024: $1,148FY2025: $1,341FY2026: $1,407FY2027: $1,422

Counties in the area

CountyPeople2 BR FMR
Olmsted County, MN164,498$1,422
Dodge County, MN21,045$1,422

Small Area FMRs across 28 ZIP codes

Two-bedroom Small Area FMRs in the Rochester, MN area run from $1,270 to $1,740; the middle ZIP code is at $1,270, against the area-wide FMR of $1,422. This is not a mandatory Small Area FMR area; agencies may opt in.

$1,270$1,740median $1,270

Highest ZIP codes

55902 (Rochester, MN)$1,740
55960 (Oronoco, MN)$1,510
55901 (Rochester, MN)$1,470
55903 (Rochester, MN)$1,440
55905 (Rochester, MN)$1,440
55973 (Sargeant, MN)$1,430
55904 (Rochester, MN)$1,410
55955 (Mantorville, MN)$1,350

Lowest ZIP codes

55991 (Zumbro Falls, MN)$1,270
55985 (West Concord, MN)$1,270
55982 (Waltham, MN)$1,270
55976 (Stewartville, MN)$1,270
55972 (Saint Charles, MN)$1,270
55964 (Plainview, MN)$1,270
55963 (Pine Island, MN)$1,270
55946 (Kenyon, MN)$1,270

Questions

What is the Fair Market Rent in the Rochester, MN area?

HUD's FY2027 Fair Market Rents for the Rochester, MN area are $1,183 (studio), $1,226 (1 BR), $1,422 (2 BR), $1,969 (3 BR) and $2,377 (4 BR) a month.

What is the area median income for Rochester, MN?

The FY2026 median family income is $135,800; the 80% low-income limit for four people is $106,800.

Which counties are in this HUD metro area?

Olmsted County, MN and Dodge County, MN.