FY2027 Fair Market Rent · U.S. Virgin Islands
St. John Fair Market Rent & Income Limits
HUD's FY2027 Fair Market Rent for a two-bedroom home in St. John, VI is $2,025 a month, up 2.8% from FY2026. The area median family income is $81,500, and a family of four counts as low income up to $95,750 a year.
Fair Market Rent by unit size
FY2027 FY2026
Fair Market Rents are gross rents: rent plus the cost of all utilities except phone, cable and internet.
Check your household
Enter your household size and total yearly income before taxes to see which HUD income category it falls in for St. John, VI.
Low income (80% limit)
A household of 4 earning $93,750 is under the 80% limit of $95,750 for this area. At 30% of income it could pay about $2,344 a month for rent and utilities.
This is a quick comparison with HUD's published limits, not an eligibility decision. Programs count income in their own ways and many have waiting lists; the local housing agency or property decides.
Income limits in St. John
HUD's FY2026 income limits for St. John Island, VI are based on a median family income of $81,500. Programs such as Housing Choice Vouchers, public housing and HOME use the 30%, 50% and 80% columns; Low-Income Housing Tax Credit properties use the 50% and 60% Multifamily Tax Subsidy Project limits.
| People | Extremely low30% / poverty | Very low50% | 60% (LIHTC)MTSP | Low income80% |
|---|---|---|---|---|
| 1 | $25,150 | $41,900 | $50,280 | $67,050 |
| 2 | $28,750 | $47,900 | $57,480 | $76,600 |
| 3 | $32,350 | $53,900 | $64,680 | $86,200 |
| 4 | $35,900 | $59,850 | $71,820 | $95,750 |
| 5 | $38,800 | $64,650 | $77,580 | $103,450 |
| 6 | $41,650 | $69,450 | $83,340 | $111,100 |
| 7 | $44,550 | $74,250 | $89,100 | $118,750 |
| 8 | $47,400 | $79,050 | $94,860 | $126,400 |
HERA Special area. Tax-credit properties placed in service before 2009 may use HUD's higher HERA hold-harmless 60% limits here: $75,540 for four people, against the regular $71,820.
Rent history
Since FY2017 the two-bedroom FMR here has gone from $1,430 to $2,025, up 41.6% over ten years. HUD has published a two-bedroom FMR for this area since FY1983, when it was $473.
What it takes to afford the rent
To keep a two-bedroom rent of $2,025 at no more than 30% of income, the usual affordability rule, a household needs about $81,000 a year. That is 99% of the area median family income of $81,500, so the rent is within reach of a median family but not of a low-income one.
| Unit | FY2027 | FY2026 | FY2025 | Income to affordat 30% |
|---|---|---|---|---|
| Studio | $1,607 | $1,563 | $1,494 | $64,300 |
| 1 bedroom | $1,617 | $1,578 | $1,753 | $64,700 |
| 2 bedrooms | $2,025 | $1,969 | $2,178 | $81,000 |
| 3 bedrooms | $2,413 | $2,362 | $2,624 | $96,500 |
| 4 bedrooms | $2,661 | $2,607 | $2,888 | $106,400 |
How St. John compares
St. John is outside any metropolitan area, so HUD calculates a separate non-metro Fair Market Rent and income limits for the county itself.
St. John has the 1st highest two-bedroom Fair Market Rent of the 3 counties in U.S. Virgin Islands; the population-weighted average across U.S. Virgin Islands is $1,396 and the nationwide average is $1,751.
Questions
What is the Fair Market Rent in St. John, VI for 2027?
For FY2027 (October 1, 2026 to September 30, 2027) HUD's Fair Market Rents in St. John, VI are $1,607 for a studio, $1,617 for one bedroom, $2,025 for two bedrooms, $2,413 for three and $2,661 for four bedrooms, per month including utilities.
What is the area median income in St. John, VI?
HUD's FY2026 median family income for the area is $81,500, up 2.5% from $79,500 in FY2025.
What is 80% of AMI in St. John, VI for a family of 4?
The FY2026 low-income limit (80%) for a household of four is $95,750 a year. The very low-income limit (50%) is $59,850 and the extremely low-income limit is $35,900.
What is the 60% AMI limit for tax credit housing in St. John, VI?
Under HUD's FY2026 Multifamily Tax Subsidy Project limits, the 60% limit is $50,280 for one person and $71,820 for four. Some older tax-credit properties here use higher HERA hold-harmless limits.
Is the Fair Market Rent the same as the Section 8 payment standard?
No. Housing agencies set their payment standard between 90% and 110% of the FMR (for a two-bedroom here: $1,822 to $2,228), and can ask HUD for exceptions. Check the payment standard with your local housing agency.