FY2027 Small Area FMR ·
ZIP 00604 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 00604 is $670 a month, up 6.3% from FY2026. That is 9% above the Aguadilla, PR area-wide FMR of $613.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 00604 sits in the Aguadilla, PR area
Of the 14 ZIP codes HUD lists for the area, 00604 has the 2nd highest two-bedroom Small Area FMR. Aguadilla, PR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $613 for two bedrooms; an agency that opts in to Small Area FMRs would use $670 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $550 | $495 – $605 | $504 | $540 |
| 1 bedroom | $550 | $495 – $605 | $507 | $540 |
| 2 bedrooms | $670 | $603 – $737 | $613 | $630 |
| 3 bedrooms | $800 | $720 – $880 | $731 | $760 |
| 4 bedrooms | $900 | $810 – $990 | $820 | $840 |
A household renting a two-bedroom home at the Small Area FMR of $670 needs about $26,800 a year to keep housing costs at 30% of income. The area median family income is $33,600 and the 80% low-income limit for four people is $26,900. See the Aguadilla, PR metro page for the full income limits table and the household check.
Questions
What is the Fair Market Rent for ZIP code 00604?
HUD's FY2027 Small Area Fair Market Rents for 00604 are $550 (studio), $550 (1 BR), $670 (2 BR), $800 (3 BR) and $900 (4 BR) a month.
What is the Section 8 payment standard in 00604?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 00604 that range is $603 to $737 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 00604?
The FY2026 income limits of the Aguadilla, PR area apply: median family income $33,600, low-income (80%) limit $26,900 for a family of four.