FY2027 Small Area FMR · Puerto Rico

ZIP 00637 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 00637 (Puerto Rico) is $550 a month, up 7.8% from FY2026. That is 5% below the San Germán, PR area-wide FMR of $581.

2-bedroom SAFMR$550per month ▲ 7.8%

Area-wide 2 BR FMR$581San Germán, PR

Rank in the area10thof 11 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$495

2 BR Small Area FMR$550

110% of SAFMR$605

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$430▲ 10.3%

1 BR$430▲ 10.3%

2 BR$550▲ 7.8%

3 BR$690▲ 9.5%

4 BR$720▲ 5.9%

FY2027 FY2026

Where 00637 sits in the San Germán, PR area

Of the 11 ZIP codes HUD lists for the area, 00637 has the 10th highest two-bedroom Small Area FMR. San Germán, PR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $581 for two bedrooms; an agency that opts in to Small Area FMRs would use $550 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$430	$387 – $473	$452	$390
1 bedroom	$430	$387 – $473	$455	$390
2 bedrooms	$550	$495 – $605	$581	$510
3 bedrooms	$690	$621 – $759	$729	$630
4 bedrooms	$720	$648 – $792	$764	$680

A household renting a two-bedroom home at the Small Area FMR of $550 needs about $22,000 a year to keep housing costs at 30% of income. The area median family income is $31,600 and the 80% low-income limit for four people is $25,300. ZIP code 00637 lies mainly in Sabana Grande Municipio, San Germán Municipio and Lajas Municipio. See the San Germán, PR metro page for the full income limits table and the household check.

Questions

What is the Fair Market Rent for ZIP code 00637?

HUD's FY2027 Small Area Fair Market Rents for 00637 are $430 (studio), $430 (1 BR), $550 (2 BR), $690 (3 BR) and $720 (4 BR) a month.

What is the Section 8 payment standard in 00637?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 00637 that range is $495 to $605 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 00637?

The FY2026 income limits of the San Germán, PR area apply: median family income $31,600, low-income (80%) limit $25,300 for a family of four.