Income Limits by County

FY2027 Small Area FMR · Puerto Rico

ZIP 00641 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 00641 (Puerto Rico) is $520 a month, down 3.7% from FY2026. That is 9% below the Ponce, PR area-wide FMR of $573.

2-bedroom SAFMR$520per month ▼ 3.7%
Area-wide 2 BR FMR$573Ponce, PR
Rank in the area11thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$468
2 BR Small Area FMR$520
110% of SAFMR$572

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 00641 sits in the Ponce, PR area

$520$700median $570

Of the 14 ZIP codes HUD lists for the area, 00641 has the 11th highest two-bedroom Small Area FMR. Ponce, PR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $573 for two bedrooms; an agency that opts in to Small Area FMRs would use $520 for this ZIP code instead.

ZIP code 00641 crosses more than one HUD area. HUD also lists it under Puerto Rico HUD Nonmetro Area (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$460$414 – $506$505$470
1 bedroom$470$423 – $517$526$480
2 bedrooms$520$468 – $572$573$540
3 bedrooms$700$630 – $770$793$750
4 bedrooms$760$684 – $836$889$810

A household renting a two-bedroom home at the Small Area FMR of $520 needs about $20,800 a year to keep housing costs at 30% of income. The area median family income is $30,600 and the 80% low-income limit for four people is $25,350. ZIP code 00641 lies mainly in Utuado Municipio and Adjuntas Municipio. See the Ponce, PR metro page for the full income limits table and the household check.

Questions

What is the Fair Market Rent for ZIP code 00641?

HUD's FY2027 Small Area Fair Market Rents for 00641 are $460 (studio), $470 (1 BR), $520 (2 BR), $700 (3 BR) and $760 (4 BR) a month.

What is the Section 8 payment standard in 00641?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 00641 that range is $468 to $572 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 00641?

The FY2026 income limits of the Ponce, PR area apply: median family income $30,600, low-income (80%) limit $25,350 for a family of four.