FY2027 Small Area FMR · Puerto Rico
ZIP 00647 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 00647 (Puerto Rico) is $620 a month, up 17.0% from FY2026. That is 7% above the San Germán, PR area-wide FMR of $581.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 00647 sits in the San Germán, PR area
Of the 11 ZIP codes HUD lists for the area, 00647 has the 2nd highest two-bedroom Small Area FMR. San Germán, PR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $581 for two bedrooms; an agency that opts in to Small Area FMRs would use $620 for this ZIP code instead.
ZIP code 00647 crosses more than one HUD area. HUD also lists it under Puerto Rico HUD Nonmetro Area (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $550 | $495 – $605 | $452 | $440 |
| 1 bedroom | $570 | $513 – $627 | $455 | $450 |
| 2 bedrooms | $620 | $558 – $682 | $581 | $530 |
| 3 bedrooms | $840 | $756 – $924 | $729 | $710 |
| 4 bedrooms | $890 | $801 – $979 | $764 | $760 |
A household renting a two-bedroom home at the Small Area FMR of $620 needs about $24,800 a year to keep housing costs at 30% of income. The area median family income is $31,600 and the 80% low-income limit for four people is $25,300. ZIP code 00647 lies mainly in Guánica Municipio and Lajas Municipio. See the San Germán, PR metro page for the full income limits table and the household check.
Questions
What is the Fair Market Rent for ZIP code 00647?
HUD's FY2027 Small Area Fair Market Rents for 00647 are $550 (studio), $570 (1 BR), $620 (2 BR), $840 (3 BR) and $890 (4 BR) a month.
What is the Section 8 payment standard in 00647?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 00647 that range is $558 to $682 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 00647?
The FY2026 income limits of the San Germán, PR area apply: median family income $31,600, low-income (80%) limit $25,300 for a family of four.