FY2027 Small Area FMR · Puerto Rico
ZIP 00650 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 00650 (Puerto Rico) is $670 a month, up 8.1% from FY2026. That is 20% above the Arecibo, PR area-wide FMR of $559.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 00650 sits in the Arecibo, PR area
Of the 11 ZIP codes HUD lists for the area, 00650 has the 2nd highest two-bedroom Small Area FMR. Arecibo, PR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $559 for two bedrooms; an agency that opts in to Small Area FMRs would use $670 for this ZIP code instead.
ZIP code 00650 crosses more than one HUD area. HUD also lists it under San Juan-Guaynabo, PR (same figures), Barranquitas-Aibonito, PR (same figures) and Puerto Rico HUD Nonmetro Area (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $560 | $504 – $616 | $482 | $520 |
| 1 bedroom | $570 | $513 – $627 | $484 | $540 |
| 2 bedrooms | $670 | $603 – $737 | $559 | $620 |
| 3 bedrooms | $870 | $783 – $957 | $774 | $820 |
| 4 bedrooms | $1,040 | $936 – $1,144 | $869 | $970 |
A household renting a two-bedroom home at the Small Area FMR of $670 needs about $26,800 a year to keep housing costs at 30% of income. The area median family income is $32,700 and the 80% low-income limit for four people is $26,150. ZIP code 00650 lies mainly in Florida Municipio, Utuado Municipio and Manatí Municipio. See the Arecibo, PR metro page for the full income limits table and the household check.
Questions
What is the Fair Market Rent for ZIP code 00650?
HUD's FY2027 Small Area Fair Market Rents for 00650 are $560 (studio), $570 (1 BR), $670 (2 BR), $870 (3 BR) and $1,040 (4 BR) a month.
What is the Section 8 payment standard in 00650?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 00650 that range is $603 to $737 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 00650?
The FY2026 income limits of the Arecibo, PR area apply: median family income $32,700, low-income (80%) limit $26,150 for a family of four.