FY2027 Small Area FMR · Puerto Rico

ZIP 00685 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 00685 (Puerto Rico) is $590 a month, up 7.3% from FY2026. That is 4% below the Aguadilla, PR area-wide FMR of $613.

2-bedroom SAFMR$590per month ▲ 7.3%

Area-wide 2 BR FMR$613Aguadilla, PR

Rank in the area8thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$531

2 BR Small Area FMR$590

110% of SAFMR$649

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$480▲ 2.1%

1 BR$490▲ 4.3%

2 BR$590▲ 7.3%

3 BR$700▲ 6.1%

4 BR$790▲ 6.8%

FY2027 FY2026

Where 00685 sits in the Aguadilla, PR area

Of the 14 ZIP codes HUD lists for the area, 00685 has the 8th highest two-bedroom Small Area FMR. Aguadilla, PR is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $613 for two bedrooms; an agency that opts in to Small Area FMRs would use $590 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$480	$432 – $528	$504	$470
1 bedroom	$490	$441 – $539	$507	$470
2 bedrooms	$590	$531 – $649	$613	$550
3 bedrooms	$700	$630 – $770	$731	$660
4 bedrooms	$790	$711 – $869	$820	$740

A household renting a two-bedroom home at the Small Area FMR of $590 needs about $23,600 a year to keep housing costs at 30% of income. The area median family income is $33,600 and the 80% low-income limit for four people is $26,900. ZIP code 00685 lies mainly in San Sebastián Municipio, Isabela Municipio and Moca Municipio. See the Aguadilla, PR metro page for the full income limits table and the household check.

Questions

What is the Fair Market Rent for ZIP code 00685?

HUD's FY2027 Small Area Fair Market Rents for 00685 are $480 (studio), $490 (1 BR), $590 (2 BR), $700 (3 BR) and $790 (4 BR) a month.

What is the Section 8 payment standard in 00685?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 00685 that range is $531 to $649 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 00685?

The FY2026 income limits of the Aguadilla, PR area apply: median family income $33,600, low-income (80%) limit $26,900 for a family of four.