Income Limits by County

FY2027 Small Area FMR · Chicopee, MA

ZIP 01013 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01013 (Chicopee, MA) is $1,650 a month, up 3.1% from FY2026. That is 8% below the Springfield, MA area-wide FMR of $1,800.

2-bedroom SAFMR$1,650per month ▲ 3.1%
Area-wide 2 BR FMR$1,800Springfield, MA
Rank in the area48thof 56 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,485
2 BR Small Area FMR$1,650
110% of SAFMR$1,815

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 01013 sits in the Springfield, MA area

$1,570$2,700median $1,800

Of the 56 ZIP codes HUD lists for the area, 01013 has the 48th highest two-bedroom Small Area FMR. Springfield, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,800 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,650 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,160$1,044 – $1,276$1,264$1,120
1 bedroom$1,300$1,170 – $1,430$1,421$1,280
2 bedrooms$1,650$1,485 – $1,815$1,800$1,600
3 bedrooms$2,050$1,845 – $2,255$2,241$1,960
4 bedrooms$2,170$1,953 – $2,387$2,370$2,120

A household renting a two-bedroom home at the Small Area FMR of $1,650 needs about $66,000 a year to keep housing costs at 30% of income. The area median family income is $96,700 and the 80% low-income limit for four people is $105,200. ZIP code 01013 lies mainly in Hampden County. See the Springfield, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01020Chicopee2.2 mi$1,800
01104Springfield2.8 mi$1,960
01107Springfield2.9 mi$1,870
01089West Springfield3.6 mi$1,640
01022Chicopee3.9 mi$2,580
01040Holyoke3.9 mi$1,800

Questions

What is the Fair Market Rent for ZIP code 01013?

HUD's FY2027 Small Area Fair Market Rents for 01013 are $1,160 (studio), $1,300 (1 BR), $1,650 (2 BR), $2,050 (3 BR) and $2,170 (4 BR) a month.

What is the Section 8 payment standard in 01013?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01013 that range is $1,485 to $1,815 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01013?

The FY2026 income limits of the Springfield, MA area apply: median family income $96,700, low-income (80%) limit $105,200 for a family of four.