Income Limits by County

FY2027 Small Area FMR · Hampden, MA

ZIP 01036 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01036 (Hampden, MA) is $1,750 a month, up 4.2% from FY2026. That is 3% below the Springfield, MA area-wide FMR of $1,800.

2-bedroom SAFMR$1,750per month ▲ 4.2%
Area-wide 2 BR FMR$1,800Springfield, MA
Rank in the area45thof 56 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,575
2 BR Small Area FMR$1,750
110% of SAFMR$1,925

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 01036 sits in the Springfield, MA area

$1,570$2,700median $1,800

Of the 56 ZIP codes HUD lists for the area, 01036 has the 45th highest two-bedroom Small Area FMR. Springfield, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,800 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,750 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,230$1,107 – $1,353$1,264$1,170
1 bedroom$1,390$1,251 – $1,529$1,421$1,360
2 bedrooms$1,750$1,575 – $1,925$1,800$1,680
3 bedrooms$2,160$1,944 – $2,376$2,241$2,030
4 bedrooms$2,310$2,079 – $2,541$2,370$2,380

A household renting a two-bedroom home at the Small Area FMR of $1,750 needs about $70,000 a year to keep housing costs at 30% of income. The area median family income is $96,700 and the 80% low-income limit for four people is $105,200. ZIP code 01036 lies mainly in Hampden County. See the Springfield, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01128Springfield3.9 mi$2,040
01028East Longmeadow4.2 mi$2,050
01095Wilbraham4.7 mi$1,790
01129Springfield4.9 mi$2,010
01057Monson5.2 mi$1,570
06071Somers5.7 mi$1,770

Questions

What is the Fair Market Rent for ZIP code 01036?

HUD's FY2027 Small Area Fair Market Rents for 01036 are $1,230 (studio), $1,390 (1 BR), $1,750 (2 BR), $2,160 (3 BR) and $2,310 (4 BR) a month.

What is the Section 8 payment standard in 01036?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01036 that range is $1,575 to $1,925 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01036?

The FY2026 income limits of the Springfield, MA area apply: median family income $96,700, low-income (80%) limit $105,200 for a family of four.