Income Limits by County

FY2027 Small Area FMR · South Hadley, MA

ZIP 01075 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01075 (South Hadley, MA) is $1,900 a month, up 1.1% from FY2026. That is 7% below the Amherst Town-Northampton, MA area-wide FMR of $2,034.

2-bedroom SAFMR$1,900per month ▲ 1.1%
Area-wide 2 BR FMR$2,034Amherst Town-Northampton, MA
Rank in the area21stof 36 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,710
2 BR Small Area FMR$1,900
110% of SAFMR$2,090

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 01075 sits in the Amherst Town-Northampton, MA area

$1,810$3,050median $1,950

Of the 36 ZIP codes HUD lists for the area, 01075 has the 21st highest two-bedroom Small Area FMR. Amherst Town-Northampton, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,034 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,900 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,320$1,188 – $1,452$1,416$1,300
1 bedroom$1,490$1,341 – $1,639$1,593$1,480
2 bedrooms$1,900$1,710 – $2,090$2,034$1,880
3 bedrooms$2,490$2,241 – $2,739$2,663$2,350
4 bedrooms$2,590$2,331 – $2,849$2,768$2,540

A household renting a two-bedroom home at the Small Area FMR of $1,900 needs about $76,000 a year to keep housing costs at 30% of income. The area median family income is $124,400 and the 80% low-income limit for four people is $105,200. ZIP code 01075 lies mainly in Hampshire County. See the Amherst Town-Northampton, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01033Granby4.2 mi$2,060
01040Holyoke4.4 mi$1,800
01022Chicopee4.5 mi$2,580
01060Northampton5.2 mi$2,350
01063Northampton5.2 mi$2,350
01020Chicopee5.9 mi$1,800

Questions

What is the Fair Market Rent for ZIP code 01075?

HUD's FY2027 Small Area Fair Market Rents for 01075 are $1,320 (studio), $1,490 (1 BR), $1,900 (2 BR), $2,490 (3 BR) and $2,590 (4 BR) a month.

What is the Section 8 payment standard in 01075?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01075 that range is $1,710 to $2,090 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01075?

The FY2026 income limits of the Amherst Town-Northampton, MA area apply: median family income $124,400, low-income (80%) limit $105,200 for a family of four.