FY2027 Small Area FMR · Southwick, MA

ZIP 01077 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01077 (Southwick, MA) is $1,870 a month, up 3.3% from FY2026. That is 4% above the Springfield, MA area-wide FMR of $1,800.

2-bedroom SAFMR$1,870per month ▲ 3.3%

Area-wide 2 BR FMR$1,800Springfield, MA

Rank in the area19thof 56 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,683

2 BR Small Area FMR$1,870

110% of SAFMR$2,057

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,310▲ 3.1%

1 BR$1,480▲ 2.8%

2 BR$1,870▲ 3.3%

3 BR$2,330▲ 5.0%

4 BR$2,460▲ 2.5%

FY2027 FY2026

Where 01077 sits in the Springfield, MA area

Of the 56 ZIP codes HUD lists for the area, 01077 has the 19th highest two-bedroom Small Area FMR. Springfield, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,800 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,870 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,310	$1,179 – $1,441	$1,264	$1,270
1 bedroom	$1,480	$1,332 – $1,628	$1,421	$1,440
2 bedrooms	$1,870	$1,683 – $2,057	$1,800	$1,810
3 bedrooms	$2,330	$2,097 – $2,563	$2,241	$2,220
4 bedrooms	$2,460	$2,214 – $2,706	$2,370	$2,400

A household renting a two-bedroom home at the Small Area FMR of $1,870 needs about $74,800 a year to keep housing costs at 30% of income. The area median family income is $96,700 and the 80% low-income limit for four people is $105,200. ZIP code 01077 lies mainly in Hampden County. See the Springfield, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
06093	West Suffield	4.1 mi	$1,840
01030	Feeding Hills	4.8 mi	$1,750
06060	North Granby	4.9 mi	$2,030
06035	Granby	6.5 mi	$1,970
01085	Westfield	7.0 mi	$1,810
06078	Suffield	7.7 mi	$1,920

Questions

What is the Fair Market Rent for ZIP code 01077?

HUD's FY2027 Small Area Fair Market Rents for 01077 are $1,310 (studio), $1,480 (1 BR), $1,870 (2 BR), $2,330 (3 BR) and $2,460 (4 BR) a month.

What is the Section 8 payment standard in 01077?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01077 that range is $1,683 to $2,057 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01077?

The FY2026 income limits of the Springfield, MA area apply: median family income $96,700, low-income (80%) limit $105,200 for a family of four.