FY2027 Small Area FMR · East Templeton, MA

ZIP 01438 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01438 (East Templeton, MA) is $1,980 a month, up 5.9% from FY2026. That is 4% above the Fitchburg-Leominster, MA area-wide FMR of $1,900.

2-bedroom SAFMR$1,980per month ▲ 5.9%

Area-wide 2 BR FMR$1,900Fitchburg-Leominster, MA

Rank in the area9thof 14 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,782

2 BR Small Area FMR$1,980

110% of SAFMR$2,178

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,370▲ 6.2%

1 BR$1,640▲ 8.6%

2 BR$1,980▲ 5.9%

3 BR$2,510▲ 4.6%

4 BR$2,940▲ 4.3%

FY2027 FY2026

Where 01438 sits in the Fitchburg-Leominster, MA area

Of the 14 ZIP codes HUD lists for the area, 01438 has the 9th highest two-bedroom Small Area FMR. Fitchburg-Leominster, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,900 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,980 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,370	$1,233 – $1,507	$1,323	$1,290
1 bedroom	$1,640	$1,476 – $1,804	$1,571	$1,510
2 bedrooms	$1,980	$1,782 – $2,178	$1,900	$1,870
3 bedrooms	$2,510	$2,259 – $2,761	$2,419	$2,400
4 bedrooms	$2,940	$2,646 – $3,234	$2,828	$2,820

A household renting a two-bedroom home at the Small Area FMR of $1,980 needs about $79,200 a year to keep housing costs at 30% of income. The area median family income is $113,900 and the 80% low-income limit for four people is $105,350. ZIP code 01438 lies mainly in Worcester County. See the Fitchburg-Leominster, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
01468	Templeton	2.3 mi	$2,030
01440	Gardner	2.9 mi	$1,690
01436	Baldwinville	3.9 mi	$1,840
01452	Hubbardston	4.9 mi	$1,860
01473	Westminster	6.4 mi	$2,650
01475	Winchendon	7.4 mi	$1,900

Questions

What is the Fair Market Rent for ZIP code 01438?

HUD's FY2027 Small Area Fair Market Rents for 01438 are $1,370 (studio), $1,640 (1 BR), $1,980 (2 BR), $2,510 (3 BR) and $2,940 (4 BR) a month.

What is the Section 8 payment standard in 01438?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01438 that range is $1,782 to $2,178 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01438?

The FY2026 income limits of the Fitchburg-Leominster, MA area apply: median family income $113,900, low-income (80%) limit $105,350 for a family of four.