Income Limits by County

FY2027 Small Area FMR · Shrewsbury, MA

ZIP 01545 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 01545 (Shrewsbury, MA) is $2,780 a month, down 0.7% from FY2026. That is 36% above the Worcester, MA area-wide FMR of $2,043.

2-bedroom SAFMR$2,780per month ▼ 0.7%
Area-wide 2 BR FMR$2,043Worcester, MA
Rank in the area9thof 72 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,502
2 BR Small Area FMR$2,780
110% of SAFMR$3,058

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 01545 sits in the Worcester, MA area

$1,860$3,400median $1,980

Of the 72 ZIP codes HUD lists for the area, 01545 has the 9th highest two-bedroom Small Area FMR. Worcester, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,043 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,780 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,150$1,935 – $2,365$1,577$2,160
1 bedroom$2,160$1,944 – $2,376$1,587$2,180
2 bedrooms$2,780$2,502 – $3,058$2,043$2,800
3 bedrooms$3,480$3,132 – $3,828$2,560$3,470
4 bedrooms$3,970$3,573 – $4,367$2,915$3,850

A household renting a two-bedroom home at the Small Area FMR of $2,780 needs about $111,200 a year to keep housing costs at 30% of income. The area median family income is $130,400 and the 80% low-income limit for four people is $105,350. ZIP code 01545 lies mainly in Worcester County. See the Worcester, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01604Worcester3.5 mi$2,240
01605Worcester3.8 mi$2,140
01536North Grafton3.9 mi$1,950
01532Northborough4.4 mi$2,840
01606Worcester4.7 mi$2,190
01608Worcester4.7 mi$2,110

Questions

What is the Fair Market Rent for ZIP code 01545?

HUD's FY2027 Small Area Fair Market Rents for 01545 are $2,150 (studio), $2,160 (1 BR), $2,780 (2 BR), $3,480 (3 BR) and $3,970 (4 BR) a month.

What is the Section 8 payment standard in 01545?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 01545 that range is $2,502 to $3,058 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 01545?

The FY2026 income limits of the Worcester, MA area apply: median family income $130,400, low-income (80%) limit $105,350 for a family of four.