FY2027 Small Area FMR · Sagamore Beach, MA

ZIP 02562 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02562 (Sagamore Beach, MA) is $2,500 a month, up 3.3% from FY2026. That is 0% equal to the Barnstable Town, MA area-wide FMR of $2,488.

2-bedroom SAFMR$2,500per month ▲ 3.3%

Area-wide 2 BR FMR$2,488Barnstable Town, MA

Rank in the area23rdof 56 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,250

2 BR Small Area FMR$2,500

110% of SAFMR$2,750

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,900▲ 3.8%

1 BR$1,910▲ 3.8%

2 BR$2,500▲ 3.3%

3 BR$3,140▲ 5.4%

4 BR$3,740▲ 9.4%

FY2027 FY2026

Where 02562 sits in the Barnstable Town, MA area

Of the 56 ZIP codes HUD lists for the area, 02562 has the 23rd highest two-bedroom Small Area FMR. Barnstable Town, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,488 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,500 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,900	$1,710 – $2,090	$1,889	$1,830
1 bedroom	$1,910	$1,719 – $2,101	$1,902	$1,840
2 bedrooms	$2,500	$2,250 – $2,750	$2,488	$2,420
3 bedrooms	$3,140	$2,826 – $3,454	$3,121	$2,980
4 bedrooms	$3,740	$3,366 – $4,114	$3,721	$3,420

A household renting a two-bedroom home at the Small Area FMR of $2,500 needs about $100,000 a year to keep housing costs at 30% of income. The area median family income is $123,600 and the 80% low-income limit for four people is $112,950. ZIP code 02562 lies mainly in Barnstable County. See the Barnstable Town, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
02561	Sagamore	1.6 mi	$2,360
02532	Buzzards Bay	4.4 mi	$2,650
02563	Sandwich	4.8 mi	$2,560
02542	Buzzards Bay	5.6 mi	$2,590
02538	East Wareham	6.0 mi	$2,650
02537	East Sandwich	6.2 mi	$2,650

Questions

What is the Fair Market Rent for ZIP code 02562?

HUD's FY2027 Small Area Fair Market Rents for 02562 are $1,900 (studio), $1,910 (1 BR), $2,500 (2 BR), $3,140 (3 BR) and $3,740 (4 BR) a month.

What is the Section 8 payment standard in 02562?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02562 that range is $2,250 to $2,750 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 02562?

The FY2026 income limits of the Barnstable Town, MA area apply: median family income $123,600, low-income (80%) limit $112,950 for a family of four.