Income Limits by County

FY2027 Small Area FMR · Marstons Mills, MA

ZIP 02648 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02648 (Marstons Mills, MA) is $2,920 a month, up 3.2% from FY2026. That is 17% above the Barnstable Town, MA area-wide FMR of $2,488.

2-bedroom SAFMR$2,920per month ▲ 3.2%
Area-wide 2 BR FMR$2,488Barnstable Town, MA
Rank in the area6thof 56 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$2,628
2 BR Small Area FMR$2,920
110% of SAFMR$3,212

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 02648 sits in the Barnstable Town, MA area

$2,180$3,560median $2,490

Of the 56 ZIP codes HUD lists for the area, 02648 has the 6th highest two-bedroom Small Area FMR. Barnstable Town, MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,488 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,920 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$2,220$1,998 – $2,442$1,889$2,140
1 bedroom$2,230$2,007 – $2,453$1,902$2,160
2 bedrooms$2,920$2,628 – $3,212$2,488$2,830
3 bedrooms$3,660$3,294 – $4,026$3,121$3,490
4 bedrooms$4,370$3,933 – $4,807$3,721$4,000

A household renting a two-bedroom home at the Small Area FMR of $2,920 needs about $116,800 a year to keep housing costs at 30% of income. The area median family income is $123,600 and the 80% low-income limit for four people is $112,950. ZIP code 02648 lies mainly in Barnstable County. See the Barnstable Town, MA county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
02655Osterville3.1 mi$2,590
02632Centerville3.5 mi$3,310
02635Cotuit3.5 mi$2,920
02668West Barnstable4.0 mi$3,200
02537East Sandwich4.2 mi$2,650
02644Forestdale5.2 mi$2,690

Questions

What is the Fair Market Rent for ZIP code 02648?

HUD's FY2027 Small Area Fair Market Rents for 02648 are $2,220 (studio), $2,230 (1 BR), $2,920 (2 BR), $3,660 (3 BR) and $4,370 (4 BR) a month.

What is the Section 8 payment standard in 02648?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02648 that range is $2,628 to $3,212 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 02648?

The FY2026 income limits of the Barnstable Town, MA area apply: median family income $123,600, low-income (80%) limit $112,950 for a family of four.