FY2027 Small Area FMR · Charlestown, RI

ZIP 02813 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 02813 (Charlestown, RI) is $2,000 a month, up 2.0% from FY2026. That is 6% above the Providence-Fall River, RI-MA area-wide FMR of $1,879.

2-bedroom SAFMR$2,000per month ▲ 2.0%

Area-wide 2 BR FMR$1,879Providence-Fall River, RI-MA

Rank in the area34thof 102 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,800

2 BR Small Area FMR$2,000

110% of SAFMR$2,200

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,510▲ 1.3%

1 BR$1,610▲ 1.3%

2 BR$2,000▲ 2.0%

3 BR$2,450▲ 3.4%

4 BR$2,780▼ 1.1%

FY2027 FY2026

Where 02813 sits in the Providence-Fall River, RI-MA area

Of the 102 ZIP codes HUD lists for the area, 02813 has the 34th highest two-bedroom Small Area FMR. Providence-Fall River, RI-MA is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,879 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,000 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,510	$1,359 – $1,661	$1,423	$1,490
1 bedroom	$1,610	$1,449 – $1,771	$1,509	$1,590
2 bedrooms	$2,000	$1,800 – $2,200	$1,879	$1,960
3 bedrooms	$2,450	$2,205 – $2,695	$2,302	$2,370
4 bedrooms	$2,780	$2,502 – $3,058	$2,615	$2,810

A household renting a two-bedroom home at the Small Area FMR of $2,000 needs about $80,000 a year to keep housing costs at 30% of income. The area median family income is $112,100 and the 80% low-income limit for four people is $89,700. ZIP code 02813 lies mainly in Washington County. See the Providence-Fall River, RI-MA metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
02894	Wood River Junction	3.8 mi	$1,890
02808	Bradford	4.2 mi	$1,560
02875	Shannock	4.3 mi	$1,980
02836	Kenyon	4.9 mi	$2,000
02804	Ashaway	5.8 mi	$1,980
02812	Carolina	5.9 mi	$1,980

Questions

What is the Fair Market Rent for ZIP code 02813?

HUD's FY2027 Small Area Fair Market Rents for 02813 are $1,510 (studio), $1,610 (1 BR), $2,000 (2 BR), $2,450 (3 BR) and $2,780 (4 BR) a month.

What is the Section 8 payment standard in 02813?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 02813 that range is $1,800 to $2,200 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 02813?

The FY2026 income limits of the Providence-Fall River, RI-MA area apply: median family income $112,100, low-income (80%) limit $89,700 for a family of four.