Income Limits by County

FY2027 Small Area FMR · Pelham, NH

ZIP 03076 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03076 (Pelham, NH) is $2,050 a month, up 6.8% from FY2026. That is 13% below the Lawrence, MA-NH area-wide FMR of $2,367.

2-bedroom SAFMR$2,050per month ▲ 6.8%
Area-wide 2 BR FMR$2,367Lawrence, MA-NH
Rank in the area40thof 44 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,845
2 BR Small Area FMR$2,050
110% of SAFMR$2,255

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 03076 sits in the Lawrence, MA-NH area

$2,050$3,550median $2,400

Of the 44 ZIP codes HUD lists for the area, 03076 has the 40th highest two-bedroom Small Area FMR. Lawrence, MA-NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,367 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,050 for this ZIP code instead.

ZIP code 03076 crosses more than one HUD area. HUD also lists it under Nashua, NH (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,410$1,269 – $1,551$1,677$1,320
1 bedroom$1,560$1,404 – $1,716$1,809$1,460
2 bedrooms$2,050$1,845 – $2,255$2,367$1,920
3 bedrooms$2,540$2,286 – $2,794$2,820$2,550
4 bedrooms$2,710$2,439 – $2,981$3,111$2,700

A household renting a two-bedroom home at the Small Area FMR of $2,050 needs about $82,000 a year to keep housing costs at 30% of income. The area median family income is $137,300 and the 80% low-income limit for four people is $106,800. ZIP code 03076 lies mainly in Hillsborough County. See the Lawrence, MA-NH metro page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
01826Dracut4.0 mi$2,390
03051Hudson4.2 mi$2,240
01850Lowell5.5 mi$2,240
01854Lowell5.7 mi$2,290
03087Windham5.8 mi$3,550
03060Nashua6.2 mi$2,160

Questions

What is the Fair Market Rent for ZIP code 03076?

HUD's FY2027 Small Area Fair Market Rents for 03076 are $1,410 (studio), $1,560 (1 BR), $2,050 (2 BR), $2,540 (3 BR) and $2,710 (4 BR) a month.

What is the Section 8 payment standard in 03076?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03076 that range is $1,845 to $2,255 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03076?

The FY2026 income limits of the Lawrence, MA-NH area apply: median family income $137,300, low-income (80%) limit $106,800 for a family of four.