FY2027 Small Area FMR · Center Harbor, NH
ZIP 03226 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03226 (Center Harbor, NH) is $1,980 a month, down 9.6% from FY2026. That is 22% above the Belknap County, NH area-wide FMR of $1,620.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 03226 sits in the Belknap County, NH area
Of the 18 ZIP codes HUD lists for the area, 03226 has the 2nd highest two-bedroom Small Area FMR. Belknap County, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,620 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,980 for this ZIP code instead.
ZIP code 03226 crosses more than one HUD area. HUD also lists it under Carroll County, NH (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,420 | $1,278 – $1,562 | $1,117 | $1,570 |
| 1 bedroom | $1,530 | $1,377 – $1,683 | $1,283 | $1,700 |
| 2 bedrooms | $1,980 | $1,782 – $2,178 | $1,620 | $2,190 |
| 3 bedrooms | $2,620 | $2,358 – $2,882 | $2,136 | $2,890 |
| 4 bedrooms | $2,950 | $2,655 – $3,245 | $2,409 | $3,270 |
A household renting a two-bedroom home at the Small Area FMR of $1,980 needs about $79,200 a year to keep housing costs at 30% of income. The area median family income is $116,700 and the 80% low-income limit for four people is $94,100. ZIP code 03226 lies mainly in Belknap County and Carroll County. See the Belknap County, NH county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 03226?
HUD's FY2027 Small Area Fair Market Rents for 03226 are $1,420 (studio), $1,530 (1 BR), $1,980 (2 BR), $2,620 (3 BR) and $2,950 (4 BR) a month.
What is the Section 8 payment standard in 03226?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03226 that range is $1,782 to $2,178 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 03226?
The FY2026 income limits of the Belknap County, NH area apply: median family income $116,700, low-income (80%) limit $94,100 for a family of four.