Income Limits by County

FY2027 Small Area FMR · Thornton, NH

ZIP 03285 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03285 (Thornton, NH) is $1,740 a month, down 9.8% from FY2026. That is 1% above the Grafton County, NH area-wide FMR of $1,719.

2-bedroom SAFMR$1,740per month ▼ 9.8%
Area-wide 2 BR FMR$1,719Grafton County, NH
Rank in the area14thof 41 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,566
2 BR Small Area FMR$1,740
110% of SAFMR$1,914

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 03285 sits in the Grafton County, NH area

$1,240$2,430median $1,680

Of the 41 ZIP codes HUD lists for the area, 03285 has the 14th highest two-bedroom Small Area FMR. Grafton County, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,719 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,740 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,320$1,188 – $1,452$1,301$1,460
1 bedroom$1,330$1,197 – $1,463$1,310$1,470
2 bedrooms$1,740$1,566 – $1,914$1,719$1,930
3 bedrooms$2,360$2,124 – $2,596$2,331$2,620
4 bedrooms$2,400$2,160 – $2,640$2,367$2,660

A household renting a two-bedroom home at the Small Area FMR of $1,740 needs about $69,600 a year to keep housing costs at 30% of income. The area median family income is $112,000 and the 80% low-income limit for four people is $94,100. ZIP code 03285 lies mainly in Grafton County. See the Grafton County, NH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
03293Woodstock2.7 mi$1,570
03262North Woodstock5.3 mi$1,540
03223Campton6.8 mi$1,760
03215Waterville Valley9.3 mi$1,590
03227Center Sandwich10.7 mi$2,350
03279Warren11.2 mi$1,530

Questions

What is the Fair Market Rent for ZIP code 03285?

HUD's FY2027 Small Area Fair Market Rents for 03285 are $1,320 (studio), $1,330 (1 BR), $1,740 (2 BR), $2,360 (3 BR) and $2,400 (4 BR) a month.

What is the Section 8 payment standard in 03285?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03285 that range is $1,566 to $1,914 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03285?

The FY2026 income limits of the Grafton County, NH area apply: median family income $112,000, low-income (80%) limit $94,100 for a family of four.