FY2027 Small Area FMR · Swanzey, NH
ZIP 03446 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03446 (Swanzey, NH) is $2,260 a month, down 7.8% from FY2026. That is 30% above the Cheshire County, NH area-wide FMR of $1,734.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 03446 sits in the Cheshire County, NH area
Of the 28 ZIP codes HUD lists for the area, 03446 has the 1st highest two-bedroom Small Area FMR. Cheshire County, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,734 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,260 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,570 | $1,413 – $1,727 | $1,199 | $1,690 |
| 1 bedroom | $1,730 | $1,557 – $1,903 | $1,322 | $1,870 |
| 2 bedrooms | $2,260 | $2,034 – $2,486 | $1,734 | $2,450 |
| 3 bedrooms | $2,960 | $2,664 – $3,256 | $2,267 | $3,200 |
| 4 bedrooms | $2,970 | $2,673 – $3,267 | $2,295 | $3,240 |
A household renting a two-bedroom home at the Small Area FMR of $2,260 needs about $90,400 a year to keep housing costs at 30% of income. The area median family income is $114,700 and the 80% low-income limit for four people is $94,100. ZIP code 03446 lies mainly in Cheshire County. See the Cheshire County, NH county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 03446?
HUD's FY2027 Small Area Fair Market Rents for 03446 are $1,570 (studio), $1,730 (1 BR), $2,260 (2 BR), $2,960 (3 BR) and $2,970 (4 BR) a month.
What is the Section 8 payment standard in 03446?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03446 that range is $2,034 to $2,486 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 03446?
The FY2026 income limits of the Cheshire County, NH area apply: median family income $114,700, low-income (80%) limit $94,100 for a family of four.