FY2027 Small Area FMR · Sunapee, NH
ZIP 03782 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03782 (Sunapee, NH) is $2,190 a month, down 6.8% from FY2026. That is 22% above the Merrimack County, NH area-wide FMR of $1,800.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 03782 sits in the Merrimack County, NH area
Of the 42 ZIP codes HUD lists for the area, 03782 has the 5th highest two-bedroom Small Area FMR. Merrimack County, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,800 for two bedrooms; an agency that opts in to Small Area FMRs would use $2,190 for this ZIP code instead.
ZIP code 03782 crosses more than one HUD area. HUD also lists it under Sullivan County, NH (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,540 | $1,386 – $1,694 | $1,253 | $1,640 |
| 1 bedroom | $1,690 | $1,521 – $1,859 | $1,376 | $1,790 |
| 2 bedrooms | $2,190 | $1,971 – $2,409 | $1,800 | $2,350 |
| 3 bedrooms | $3,030 | $2,727 – $3,333 | $2,357 | $3,250 |
| 4 bedrooms | $3,470 | $3,123 – $3,817 | $2,366 | $3,620 |
A household renting a two-bedroom home at the Small Area FMR of $2,190 needs about $87,600 a year to keep housing costs at 30% of income. The area median family income is $128,600 and the 80% low-income limit for four people is $102,900. ZIP code 03782 lies mainly in Sullivan County. See the Merrimack County, NH county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 03782?
HUD's FY2027 Small Area Fair Market Rents for 03782 are $1,540 (studio), $1,690 (1 BR), $2,190 (2 BR), $3,030 (3 BR) and $3,470 (4 BR) a month.
What is the Section 8 payment standard in 03782?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03782 that range is $1,971 to $2,409 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 03782?
The FY2026 income limits of the Merrimack County, NH area apply: median family income $128,600, low-income (80%) limit $102,900 for a family of four.