FY2027 Small Area FMR · Mirror Lake, NH
ZIP 03853 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03853 (Mirror Lake, NH) is $1,570 a month, down 8.2% from FY2026. That is 0% equal to the Carroll County, NH area-wide FMR of $1,566.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 03853 sits in the Carroll County, NH area
Of the 33 ZIP codes HUD lists for the area, 03853 has the 18th highest two-bedroom Small Area FMR. Carroll County, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,566 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,570 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,110 | $999 – $1,221 | $1,103 | $1,190 |
| 1 bedroom | $1,220 | $1,098 – $1,342 | $1,212 | $1,340 |
| 2 bedrooms | $1,570 | $1,413 – $1,727 | $1,566 | $1,710 |
| 3 bedrooms | $2,170 | $1,953 – $2,387 | $2,168 | $2,350 |
| 4 bedrooms | $2,560 | $2,304 – $2,816 | $2,551 | $2,840 |
A household renting a two-bedroom home at the Small Area FMR of $1,570 needs about $62,800 a year to keep housing costs at 30% of income. The area median family income is $108,800 and the 80% low-income limit for four people is $94,100. ZIP code 03853 lies mainly in Carroll County. See the Carroll County, NH county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 03853?
HUD's FY2027 Small Area Fair Market Rents for 03853 are $1,110 (studio), $1,220 (1 BR), $1,570 (2 BR), $2,170 (3 BR) and $2,560 (4 BR) a month.
What is the Section 8 payment standard in 03853?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03853 that range is $1,413 to $1,727 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 03853?
The FY2026 income limits of the Carroll County, NH area apply: median family income $108,800, low-income (80%) limit $94,100 for a family of four.