FY2027 Small Area FMR · West Ossipee, NH

ZIP 03890 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03890 (West Ossipee, NH) is $1,720 a month, down 3.4% from FY2026. That is 10% above the Carroll County, NH area-wide FMR of $1,566.

2-bedroom SAFMR$1,720per month ▼ 3.4%

Area-wide 2 BR FMR$1,566Carroll County, NH

Rank in the area13thof 33 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,548

2 BR Small Area FMR$1,720

110% of SAFMR$1,892

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,210▼ 2.4%

1 BR$1,320▼ 5.7%

2 BR$1,720▼ 3.4%

3 BR$2,380▼ 2.9%

4 BR$2,660▼ 9.8%

FY2027 FY2026

Where 03890 sits in the Carroll County, NH area

Of the 33 ZIP codes HUD lists for the area, 03890 has the 13th highest two-bedroom Small Area FMR. Carroll County, NH is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,566 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,720 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,210	$1,089 – $1,331	$1,103	$1,240
1 bedroom	$1,320	$1,188 – $1,452	$1,212	$1,400
2 bedrooms	$1,720	$1,548 – $1,892	$1,566	$1,780
3 bedrooms	$2,380	$2,142 – $2,618	$2,168	$2,450
4 bedrooms	$2,660	$2,394 – $2,926	$2,551	$2,950

A household renting a two-bedroom home at the Small Area FMR of $1,720 needs about $68,800 a year to keep housing costs at 30% of income. The area median family income is $108,800 and the 80% low-income limit for four people is $94,100. ZIP code 03890 lies mainly in Carroll County. See the Carroll County, NH county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03814	Center Ossipee	2.5 mi	$1,880
03817	Chocorua	5.9 mi	$1,540
03883	South Tamworth	6.2 mi	$1,820
03875	Silver Lake	6.2 mi	$1,540
03886	Tamworth	6.4 mi	$1,540
03836	Freedom	6.6 mi	$1,630

Questions

What is the Fair Market Rent for ZIP code 03890?

HUD's FY2027 Small Area Fair Market Rents for 03890 are $1,210 (studio), $1,320 (1 BR), $1,720 (2 BR), $2,380 (3 BR) and $2,660 (4 BR) a month.

What is the Section 8 payment standard in 03890?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03890 that range is $1,548 to $1,892 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03890?

The FY2026 income limits of the Carroll County, NH area apply: median family income $108,800, low-income (80%) limit $94,100 for a family of four.