FY2027 Small Area FMR · North Berwick, ME

ZIP 03906 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 03906 (North Berwick, ME) is $1,990 a month, up 11.8% from FY2026. That is 16% below the York-Kittery-South Berwick, ME area-wide FMR of $2,376.

2-bedroom SAFMR$1,990per month ▲ 11.8%

Area-wide 2 BR FMR$2,376York-Kittery-South Berwick,

Rank in the area12thof 12 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,791

2 BR Small Area FMR$1,990

110% of SAFMR$2,189

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,370▲ 12.3%

1 BR$1,520▲ 10.1%

2 BR$1,990▲ 11.8%

3 BR$2,380▲ 3.5%

4 BR$3,330▲ 11.7%

FY2027 FY2026

Where 03906 sits in the York-Kittery-South Berwick, ME area

Of the 12 ZIP codes HUD lists for the area, 03906 has the 12th highest two-bedroom Small Area FMR. York-Kittery-South Berwick, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $2,376 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,990 for this ZIP code instead.

ZIP code 03906 crosses more than one HUD area. HUD also lists it under York County, ME (part) (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,370	$1,233 – $1,507	$1,655	$1,220
1 bedroom	$1,520	$1,368 – $1,672	$1,816	$1,380
2 bedrooms	$1,990	$1,791 – $2,189	$2,376	$1,780
3 bedrooms	$2,380	$2,142 – $2,618	$2,831	$2,300
4 bedrooms	$3,330	$2,997 – $3,663	$3,383	$2,980

A household renting a two-bedroom home at the Small Area FMR of $1,990 needs about $79,600 a year to keep housing costs at 30% of income. The area median family income is $132,900 and the 80% low-income limit for four people is $106,300. ZIP code 03906 lies mainly in York County. See the York-Kittery-South Berwick, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
03901	Berwick	4.8 mi	$2,230
04073	Sanford	4.9 mi	$1,680
04090	Wells	6.9 mi	$1,880
04027	Lebanon	7.5 mi	$1,890
04083	Springvale	7.9 mi	$1,760
03868	Rochester	8.3 mi	$1,980

Questions

What is the Fair Market Rent for ZIP code 03906?

HUD's FY2027 Small Area Fair Market Rents for 03906 are $1,370 (studio), $1,520 (1 BR), $1,990 (2 BR), $2,380 (3 BR) and $3,330 (4 BR) a month.

What is the Section 8 payment standard in 03906?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 03906 that range is $1,791 to $2,189 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 03906?

The FY2026 income limits of the York-Kittery-South Berwick, ME area apply: median family income $132,900, low-income (80%) limit $106,300 for a family of four.