FY2027 Small Area FMR · North Waterboro, ME
ZIP 04061 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04061 (North Waterboro, ME) is $1,840 a month, up 6.4% from FY2026. That is 3% above the York County, ME (part) area-wide FMR of $1,792.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 04061 sits in the York County, ME (part) area
Of the 31 ZIP codes HUD lists for the area, 04061 has the 20th highest two-bedroom Small Area FMR. York County, ME (part) is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,792 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,840 for this ZIP code instead.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $1,370 | $1,233 – $1,507 | $1,352 | $1,280 |
| 1 bedroom | $1,520 | $1,368 – $1,672 | $1,500 | $1,420 |
| 2 bedrooms | $1,840 | $1,656 – $2,024 | $1,792 | $1,730 |
| 3 bedrooms | $2,490 | $2,241 – $2,739 | $2,464 | $2,290 |
| 4 bedrooms | $2,790 | $2,511 – $3,069 | $2,773 | $2,550 |
A household renting a two-bedroom home at the Small Area FMR of $1,840 needs about $73,600 a year to keep housing costs at 30% of income. The area median family income is $106,800 and the 80% low-income limit for four people is $85,450. ZIP code 04061 lies mainly in York County. See the York County, ME (part) county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 04061?
HUD's FY2027 Small Area Fair Market Rents for 04061 are $1,370 (studio), $1,520 (1 BR), $1,840 (2 BR), $2,490 (3 BR) and $2,790 (4 BR) a month.
What is the Section 8 payment standard in 04061?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04061 that range is $1,656 to $2,024 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 04061?
The FY2026 income limits of the York County, ME (part) area apply: median family income $106,800, low-income (80%) limit $85,450 for a family of four.