Income Limits by County

FY2027 Small Area FMR · Rumford, ME

ZIP 04276 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04276 (Rumford, ME) is $1,170 a month, up 13.6% from FY2026. That is 4% below the Oxford County, ME area-wide FMR of $1,224.

2-bedroom SAFMR$1,170per month ▲ 13.6%
Area-wide 2 BR FMR$1,224Oxford County, ME
Rank in the area32ndof 38 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,053
2 BR Small Area FMR$1,170
110% of SAFMR$1,287

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 04276 sits in the Oxford County, ME area

$1,170$1,840median $1,295

Of the 38 ZIP codes HUD lists for the area, 04276 has the 32nd highest two-bedroom Small Area FMR. Oxford County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,224 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,170 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$810$729 – $891$852$750
1 bedroom$900$810 – $990$949$790
2 bedrooms$1,170$1,053 – $1,287$1,224$1,030
3 bedrooms$1,630$1,467 – $1,793$1,695$1,430
4 bedrooms$1,960$1,764 – $2,156$2,046$1,730

A household renting a two-bedroom home at the Small Area FMR of $1,170 needs about $46,800 a year to keep housing costs at 30% of income. The area median family income is $81,000 and the 80% low-income limit for four people is $73,500. ZIP code 04276 lies mainly in Oxford County. See the Oxford County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
04226East Andover4.1 mi$1,170
04257Mexico6.4 mi$1,340
04237Hanover7.0 mi$1,290
04275Roxbury9.9 mi$1,170
04224Dixfield10.4 mi$1,190
04290Peru10.9 mi$1,180

Questions

What is the Fair Market Rent for ZIP code 04276?

HUD's FY2027 Small Area Fair Market Rents for 04276 are $810 (studio), $900 (1 BR), $1,170 (2 BR), $1,630 (3 BR) and $1,960 (4 BR) a month.

What is the Section 8 payment standard in 04276?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04276 that range is $1,053 to $1,287 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04276?

The FY2026 income limits of the Oxford County, ME area apply: median family income $81,000, low-income (80%) limit $73,500 for a family of four.