Income Limits by County

FY2027 Small Area FMR · Jefferson, ME

ZIP 04348 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04348 (Jefferson, ME) is $1,430 a month, up 0.7% from FY2026. That is 9% above the Lincoln County, ME area-wide FMR of $1,307.

2-bedroom SAFMR$1,430per month ▲ 0.7%
Area-wide 2 BR FMR$1,307Lincoln County, ME
Rank in the area8thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,287
2 BR Small Area FMR$1,430
110% of SAFMR$1,573

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 04348 sits in the Lincoln County, ME area

$1,270$1,960median $1,315

Of the 32 ZIP codes HUD lists for the area, 04348 has the 8th highest two-bedroom Small Area FMR. Lincoln County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,307 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,430 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,260$1,134 – $1,386$1,153$1,240
1 bedroom$1,310$1,179 – $1,441$1,201$1,300
2 bedrooms$1,430$1,287 – $1,573$1,307$1,420
3 bedrooms$1,980$1,782 – $2,178$1,810$1,960
4 bedrooms$2,140$1,926 – $2,354$1,954$1,970

A household renting a two-bedroom home at the Small Area FMR of $1,430 needs about $57,200 a year to keep housing costs at 30% of income. The area median family income is $102,400 and the 80% low-income limit for four people is $81,900. ZIP code 04348 lies mainly in Lincoln County. See the Lincoln County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
04341Coopers Mills4.2 mi$1,270
04353Whitefield6.0 mi$1,280
04574Washington6.3 mi$1,440
04555Nobleboro7.6 mi$1,270
04363Windsor8.1 mi$1,510
04572Waldoboro8.4 mi$1,380

Questions

What is the Fair Market Rent for ZIP code 04348?

HUD's FY2027 Small Area Fair Market Rents for 04348 are $1,260 (studio), $1,310 (1 BR), $1,430 (2 BR), $1,980 (3 BR) and $2,140 (4 BR) a month.

What is the Section 8 payment standard in 04348?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04348 that range is $1,287 to $1,573 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04348?

The FY2026 income limits of the Lincoln County, ME area apply: median family income $102,400, low-income (80%) limit $81,900 for a family of four.