FY2027 Small Area FMR · Bangor, ME

ZIP 04402 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04402 (Bangor, ME) is $1,680 a month, up 4.3% from FY2026. That is 2% below the Bangor, ME area-wide FMR of $1,722.

2-bedroom SAFMR$1,680per month ▲ 4.3%

Area-wide 2 BR FMR$1,722Bangor, ME

Rank in the area10thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,512

2 BR Small Area FMR$1,680

110% of SAFMR$1,848

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,270▲ 5.0%

1 BR$1,350▲ 6.3%

2 BR$1,680▲ 4.3%

3 BR$2,150▲ 3.9%

4 BR$2,430▲ 11.5%

FY2027 FY2026

Where 04402 sits in the Bangor, ME area

Of the 17 ZIP codes HUD lists for the area, 04402 has the 10th highest two-bedroom Small Area FMR. Bangor, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,722 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,680 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,270	$1,143 – $1,397	$1,305	$1,210
1 bedroom	$1,350	$1,215 – $1,485	$1,380	$1,270
2 bedrooms	$1,680	$1,512 – $1,848	$1,722	$1,610
3 bedrooms	$2,150	$1,935 – $2,365	$2,203	$2,070
4 bedrooms	$2,430	$2,187 – $2,673	$2,495	$2,180

A household renting a two-bedroom home at the Small Area FMR of $1,680 needs about $67,200 a year to keep housing costs at 30% of income. The area median family income is $106,500 and the 80% low-income limit for four people is $85,200. ZIP code 04402 lies mainly in Penobscot County. See the Bangor, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04412	Brewer	2.4 mi	$1,670
04401	Bangor	4.8 mi	$1,750
04473	Orono	5.9 mi	$1,920
04474	Orrington	7.8 mi	$1,790
04489	Stillwater	8.7 mi	$2,350
04469	Orono	8.7 mi	$1,870

Questions

What is the Fair Market Rent for ZIP code 04402?

HUD's FY2027 Small Area Fair Market Rents for 04402 are $1,270 (studio), $1,350 (1 BR), $1,680 (2 BR), $2,150 (3 BR) and $2,430 (4 BR) a month.

What is the Section 8 payment standard in 04402?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04402 that range is $1,512 to $1,848 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04402?

The FY2026 income limits of the Bangor, ME area apply: median family income $106,500, low-income (80%) limit $85,200 for a family of four.