Income Limits by County

FY2027 Small Area FMR · Aurora, ME

ZIP 04408 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04408 (Aurora, ME) is $1,360 a month, up 7.1% from FY2026. That is 8% below the Hancock County, ME area-wide FMR of $1,484.

2-bedroom SAFMR$1,360per month ▲ 7.1%
Area-wide 2 BR FMR$1,484Hancock County, ME
Rank in the area41stof 46 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,224
2 BR Small Area FMR$1,360
110% of SAFMR$1,496

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 04408 sits in the Hancock County, ME area

$1,360$2,230median $1,485

Of the 46 ZIP codes HUD lists for the area, 04408 has the 41st highest two-bedroom Small Area FMR. Hancock County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,484 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,360 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,110$999 – $1,221$1,163$950
1 bedroom$1,120$1,008 – $1,232$1,171$1,000
2 bedrooms$1,360$1,224 – $1,496$1,484$1,270
3 bedrooms$1,850$1,665 – $2,035$2,050$1,720
4 bedrooms$1,930$1,737 – $2,123$2,198$1,840

A household renting a two-bedroom home at the Small Area FMR of $1,360 needs about $54,400 a year to keep housing costs at 30% of income. The area median family income is $101,200 and the 80% low-income limit for four people is $80,950. ZIP code 04408 lies mainly in Hancock County. See the Hancock County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
04428Eddington13.7 mi$1,830
04411Bradley13.9 mi$1,810
04461Milford14.3 mi$1,540
04605Ellsworth15.3 mi$1,460
04418Greenbush15.7 mi$1,500
04634Franklin17.3 mi$1,500

Questions

What is the Fair Market Rent for ZIP code 04408?

HUD's FY2027 Small Area Fair Market Rents for 04408 are $1,110 (studio), $1,120 (1 BR), $1,360 (2 BR), $1,850 (3 BR) and $1,930 (4 BR) a month.

What is the Section 8 payment standard in 04408?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04408 that range is $1,224 to $1,496 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04408?

The FY2026 income limits of the Hancock County, ME area apply: median family income $101,200, low-income (80%) limit $80,950 for a family of four.