FY2027 Small Area FMR · East Millinocket, ME

ZIP 04430 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04430 (East Millinocket, ME) is $1,260 a month, up 10.5% from FY2026. That is 16% below the Penobscot County, ME (part) area-wide FMR of $1,496.

2-bedroom SAFMR$1,260per month ▲ 10.5%

Area-wide 2 BR FMR$1,496Penobscot County, ME (part)

Rank in the area38thof 42 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,134

2 BR Small Area FMR$1,260

110% of SAFMR$1,386

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$890▲ 11.2%

1 BR$960▲ 10.3%

2 BR$1,260▲ 10.5%

3 BR$1,620▲ 10.2%

4 BR$1,810▲ 9.7%

FY2027 FY2026

Where 04430 sits in the Penobscot County, ME (part) area

Of the 42 ZIP codes HUD lists for the area, 04430 has the 38th highest two-bedroom Small Area FMR. Penobscot County, ME (part) is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,496 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$890	$801 – $979	$1,042	$800
1 bedroom	$960	$864 – $1,056	$1,144	$870
2 bedrooms	$1,260	$1,134 – $1,386	$1,496	$1,140
3 bedrooms	$1,620	$1,458 – $1,782	$2,039	$1,470
4 bedrooms	$1,810	$1,629 – $1,991	$2,096	$1,650

A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $79,000 and the 80% low-income limit for four people is $73,500. ZIP code 04430 lies mainly in Penobscot County. See the Penobscot County, ME (part) county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04460	Medway	5.8 mi	$1,500
04733	Benedicta	11.5 mi	$1,260
04459	Mattawamkeag	11.9 mi	$1,740
04777	Stacyville	14.6 mi	$1,780
04495	Winn	15.9 mi	$1,780
04457	Lincoln	16.2 mi	$1,500

Questions

What is the Fair Market Rent for ZIP code 04430?

HUD's FY2027 Small Area Fair Market Rents for 04430 are $890 (studio), $960 (1 BR), $1,260 (2 BR), $1,620 (3 BR) and $1,810 (4 BR) a month.

What is the Section 8 payment standard in 04430?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04430 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04430?

The FY2026 income limits of the Penobscot County, ME (part) area apply: median family income $79,000, low-income (80%) limit $73,500 for a family of four.