Income Limits by County

FY2027 Small Area FMR · Old Town, ME

ZIP 04468 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04468 (Old Town, ME) is $1,760 a month, up 5.4% from FY2026. That is 2% above the Bangor, ME area-wide FMR of $1,722.

2-bedroom SAFMR$1,760per month ▲ 5.4%
Area-wide 2 BR FMR$1,722Bangor, ME
Rank in the area7thof 17 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,584
2 BR Small Area FMR$1,760
110% of SAFMR$1,936

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 04468 sits in the Bangor, ME area

$1,500$2,350median $1,750

Of the 17 ZIP codes HUD lists for the area, 04468 has the 7th highest two-bedroom Small Area FMR. Bangor, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,722 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,760 for this ZIP code instead.

ZIP code 04468 crosses more than one HUD area. HUD also lists it under Penobscot County, ME (part) (same figures). The figure that applies depends on which side of the line the home is.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,270$1,143 – $1,397$1,305$1,210
1 bedroom$1,370$1,233 – $1,507$1,380$1,290
2 bedrooms$1,760$1,584 – $1,936$1,722$1,670
3 bedrooms$2,350$2,115 – $2,585$2,203$2,160
4 bedrooms$2,500$2,250 – $2,750$2,495$2,360

A household renting a two-bedroom home at the Small Area FMR of $1,760 needs about $70,400 a year to keep housing costs at 30% of income. The area median family income is $106,500 and the 80% low-income limit for four people is $85,200. ZIP code 04468 lies mainly in Penobscot County. See the Bangor, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
04449Hudson7.8 mi$2,160
04489Stillwater8.2 mi$2,350
04461Milford8.9 mi$1,540
04469Orono9.1 mi$1,870
04410Bradford9.5 mi$1,530
04453Lagrange9.6 mi$1,470

Questions

What is the Fair Market Rent for ZIP code 04468?

HUD's FY2027 Small Area Fair Market Rents for 04468 are $1,270 (studio), $1,370 (1 BR), $1,760 (2 BR), $2,350 (3 BR) and $2,500 (4 BR) a month.

What is the Section 8 payment standard in 04468?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04468 that range is $1,584 to $1,936 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04468?

The FY2026 income limits of the Bangor, ME area apply: median family income $106,500, low-income (80%) limit $85,200 for a family of four.