FY2027 Small Area FMR · Waite, ME

ZIP 04492 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04492 (Waite, ME) is $1,300 a month, down 1.5% from FY2026. That is 6% above the Washington County, ME area-wide FMR of $1,230.

2-bedroom SAFMR$1,300per month ▼ 1.5%

Area-wide 2 BR FMR$1,230Washington County, ME

Rank in the area16thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,170

2 BR Small Area FMR$1,300

110% of SAFMR$1,430

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$980▲ 7.7%

1 BR$1,010■ 0.0%

2 BR$1,300▼ 1.5%

3 BR$1,730▼ 5.5%

4 BR$1,990▼ 2.9%

FY2027 FY2026

Where 04492 sits in the Washington County, ME area

Of the 32 ZIP codes HUD lists for the area, 04492 has the 16th highest two-bedroom Small Area FMR. Washington County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,230 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,300 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$980	$882 – $1,078	$927	$910
1 bedroom	$1,010	$909 – $1,111	$951	$1,010
2 bedrooms	$1,300	$1,170 – $1,430	$1,230	$1,320
3 bedrooms	$1,730	$1,557 – $1,903	$1,637	$1,830
4 bedrooms	$1,990	$1,791 – $2,189	$1,883	$2,050

A household renting a two-bedroom home at the Small Area FMR of $1,300 needs about $52,000 a year to keep housing costs at 30% of income. The area median family income is $78,400 and the 80% low-income limit for four people is $73,500. ZIP code 04492 lies mainly in Washington County. See the Washington County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04490	Topsfield	10.2 mi	$1,230
04668	Princeton	11.6 mi	$1,300
04454	Lambert Lake	13.7 mi	$1,230
04413	Brookton	13.9 mi	$1,230
04491	Vanceboro	17.5 mi	$1,230
04694	Baileyville	20.0 mi	$1,490

Questions

What is the Fair Market Rent for ZIP code 04492?

HUD's FY2027 Small Area Fair Market Rents for 04492 are $980 (studio), $1,010 (1 BR), $1,300 (2 BR), $1,730 (3 BR) and $1,990 (4 BR) a month.

What is the Section 8 payment standard in 04492?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04492 that range is $1,170 to $1,430 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04492?

The FY2026 income limits of the Washington County, ME area apply: median family income $78,400, low-income (80%) limit $73,500 for a family of four.