FY2027 Small Area FMR · Winterport, ME

ZIP 04496 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04496 (Winterport, ME) is $1,610 a month, up 24.8% from FY2026. That is 18% above the Waldo County, ME area-wide FMR of $1,367.

2-bedroom SAFMR$1,610per month ▲ 24.8%

Area-wide 2 BR FMR$1,367Waldo County, ME

Rank in the area5thof 21 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,449

2 BR Small Area FMR$1,610

110% of SAFMR$1,771

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,230▲ 18.3%

1 BR$1,290▲ 24.0%

2 BR$1,610▲ 24.8%

3 BR$2,130▲ 27.5%

4 BR$2,330▲ 28.0%

FY2027 FY2026

Where 04496 sits in the Waldo County, ME area

Of the 21 ZIP codes HUD lists for the area, 04496 has the 5th highest two-bedroom Small Area FMR. Waldo County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,367 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,610 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,230	$1,107 – $1,353	$1,132	$1,040
1 bedroom	$1,290	$1,161 – $1,419	$1,148	$1,040
2 bedrooms	$1,610	$1,449 – $1,771	$1,367	$1,290
3 bedrooms	$2,130	$1,917 – $2,343	$1,766	$1,670
4 bedrooms	$2,330	$2,097 – $2,563	$1,981	$1,820

A household renting a two-bedroom home at the Small Area FMR of $1,610 needs about $64,400 a year to keep housing costs at 30% of income. The area median family income is $92,700 and the 80% low-income limit for four people is $74,150. ZIP code 04496 lies mainly in Waldo County. See the Waldo County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04438	Frankfort	3.7 mi	$1,530
04444	Hampden	5.8 mi	$1,760
04474	Orrington	7.6 mi	$1,790
04416	Bucksport	8.0 mi	$1,360
04951	Monroe	8.5 mi	$1,540
04981	Stockton Springs	10.0 mi	$1,630

Questions

What is the Fair Market Rent for ZIP code 04496?

HUD's FY2027 Small Area Fair Market Rents for 04496 are $1,230 (studio), $1,290 (1 BR), $1,610 (2 BR), $2,130 (3 BR) and $2,330 (4 BR) a month.

What is the Section 8 payment standard in 04496?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04496 that range is $1,449 to $1,771 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04496?

The FY2026 income limits of the Waldo County, ME area apply: median family income $92,700, low-income (80%) limit $74,150 for a family of four.