FY2027 Small Area FMR · Wytopitlock, ME
ZIP 04497 Fair Market Rent & Payment Standards
HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04497 (Wytopitlock, ME) is $1,260 a month, up 2.4% from FY2026. That is 16% below the Penobscot County, ME (part) area-wide FMR of $1,496.
Payment standard range, 2 bedrooms
Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.
FY2027 FY2026
Where 04497 sits in the Penobscot County, ME (part) area
Of the 42 ZIP codes HUD lists for the area, 04497 has the 38th highest two-bedroom Small Area FMR. Penobscot County, ME (part) is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,496 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,260 for this ZIP code instead.
ZIP code 04497 crosses more than one HUD area. HUD also lists it under Aroostook County, ME (same figures). The figure that applies depends on which side of the line the home is.
All unit sizes
| Unit | FY2027 SAFMR | Payment standard range | Area-wide FMR | FY2026 SAFMR |
|---|---|---|---|---|
| Studio | $900 | $810 – $990 | $1,042 | $940 |
| 1 bedroom | $960 | $864 – $1,056 | $1,144 | $950 |
| 2 bedrooms | $1,260 | $1,134 – $1,386 | $1,496 | $1,230 |
| 3 bedrooms | $1,620 | $1,458 – $1,782 | $2,039 | $1,680 |
| 4 bedrooms | $1,810 | $1,629 – $1,991 | $2,096 | $1,750 |
A household renting a two-bedroom home at the Small Area FMR of $1,260 needs about $50,400 a year to keep housing costs at 30% of income. The area median family income is $79,000 and the 80% low-income limit for four people is $73,500. ZIP code 04497 lies mainly in Aroostook County and Penobscot County. See the Penobscot County, ME (part) county page for the full income limits table and the household check.
Nearby ZIP codes
Questions
What is the Fair Market Rent for ZIP code 04497?
HUD's FY2027 Small Area Fair Market Rents for 04497 are $900 (studio), $960 (1 BR), $1,260 (2 BR), $1,620 (3 BR) and $1,810 (4 BR) a month.
What is the Section 8 payment standard in 04497?
Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04497 that range is $1,134 to $1,386 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.
Which income limits apply in 04497?
The FY2026 income limits of the Penobscot County, ME (part) area apply: median family income $79,000, low-income (80%) limit $73,500 for a family of four.