Income Limits by County

FY2027 Small Area FMR · Bristol, ME

ZIP 04539 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04539 (Bristol, ME) is $1,310 a month, down 6.4% from FY2026. That is 0% equal to the Lincoln County, ME area-wide FMR of $1,307.

2-bedroom SAFMR$1,310per month ▼ 6.4%
Area-wide 2 BR FMR$1,307Lincoln County, ME
Rank in the area17thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,179
2 BR Small Area FMR$1,310
110% of SAFMR$1,441

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 04539 sits in the Lincoln County, ME area

$1,270$1,960median $1,315

Of the 32 ZIP codes HUD lists for the area, 04539 has the 17th highest two-bedroom Small Area FMR. Lincoln County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,307 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,310 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,160$1,044 – $1,276$1,153$1,220
1 bedroom$1,200$1,080 – $1,320$1,201$1,280
2 bedrooms$1,310$1,179 – $1,441$1,307$1,400
3 bedrooms$1,810$1,629 – $1,991$1,810$1,930
4 bedrooms$1,960$1,764 – $2,156$1,954$1,940

A household renting a two-bedroom home at the Small Area FMR of $1,310 needs about $52,400 a year to keep housing costs at 30% of income. The area median family income is $102,400 and the 80% low-income limit for four people is $81,900. ZIP code 04539 lies mainly in Lincoln County. See the Lincoln County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
04573Walpole2.9 mi$1,310
04543Damariscotta3.4 mi$1,270
04551Bremen3.6 mi$1,380
04564Round Pond4.0 mi$1,310
04556Edgecomb5.4 mi$1,960
04541Chamberlain5.6 mi$1,310

Questions

What is the Fair Market Rent for ZIP code 04539?

HUD's FY2027 Small Area Fair Market Rents for 04539 are $1,160 (studio), $1,200 (1 BR), $1,310 (2 BR), $1,810 (3 BR) and $1,960 (4 BR) a month.

What is the Section 8 payment standard in 04539?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04539 that range is $1,179 to $1,441 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04539?

The FY2026 income limits of the Lincoln County, ME area apply: median family income $102,400, low-income (80%) limit $81,900 for a family of four.