Income Limits by County

FY2027 Small Area FMR · East Boothbay, ME

ZIP 04544 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04544 (East Boothbay, ME) is $1,360 a month, down 9.3% from FY2026. That is 4% above the Lincoln County, ME area-wide FMR of $1,307.

2-bedroom SAFMR$1,360per month ▼ 9.3%
Area-wide 2 BR FMR$1,307Lincoln County, ME
Rank in the area14thof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,224
2 BR Small Area FMR$1,360
110% of SAFMR$1,496

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 04544 sits in the Lincoln County, ME area

$1,270$1,960median $1,315

Of the 32 ZIP codes HUD lists for the area, 04544 has the 14th highest two-bedroom Small Area FMR. Lincoln County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,307 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,360 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,200$1,080 – $1,320$1,153$1,310
1 bedroom$1,250$1,125 – $1,375$1,201$1,370
2 bedrooms$1,360$1,224 – $1,496$1,307$1,500
3 bedrooms$1,890$1,701 – $2,079$1,810$2,080
4 bedrooms$2,040$1,836 – $2,244$1,954$2,080

A household renting a two-bedroom home at the Small Area FMR of $1,360 needs about $54,400 a year to keep housing costs at 30% of income. The area median family income is $102,400 and the 80% low-income limit for four people is $81,900. ZIP code 04544 lies mainly in Lincoln County. See the Lincoln County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
04568South Bristol2.2 mi$1,530
04538Boothbay Harbor2.3 mi$1,300
04537Boothbay2.9 mi$1,270
04570Squirrel Island3.5 mi$1,310
04554New Harbor3.7 mi$1,310
04575West Boothbay Harbor4.0 mi$1,300

Questions

What is the Fair Market Rent for ZIP code 04544?

HUD's FY2027 Small Area Fair Market Rents for 04544 are $1,200 (studio), $1,250 (1 BR), $1,360 (2 BR), $1,890 (3 BR) and $2,040 (4 BR) a month.

What is the Section 8 payment standard in 04544?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04544 that range is $1,224 to $1,496 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04544?

The FY2026 income limits of the Lincoln County, ME area apply: median family income $102,400, low-income (80%) limit $81,900 for a family of four.