Income Limits by County

FY2027 Small Area FMR · Georgetown, ME

ZIP 04548 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04548 (Georgetown, ME) is $1,700 a month, up 14.9% from FY2026. That is 2% above the Sagadahoc County, ME area-wide FMR of $1,659.

2-bedroom SAFMR$1,700per month ▲ 14.9%
Area-wide 2 BR FMR$1,659Sagadahoc County, ME
Rank in the area7thof 13 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,530
2 BR Small Area FMR$1,700
110% of SAFMR$1,870

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

FY2027 FY2026

Where 04548 sits in the Sagadahoc County, ME area

$1,420$2,210median $1,700

Of the 13 ZIP codes HUD lists for the area, 04548 has the 7th highest two-bedroom Small Area FMR. Sagadahoc County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,659 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,700 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
UnitFY2027 SAFMRPayment standard rangeArea-wide FMRFY2026 SAFMR
Studio$1,190$1,071 – $1,309$1,157$1,040
1 bedroom$1,360$1,224 – $1,496$1,332$1,190
2 bedrooms$1,700$1,530 – $1,870$1,659$1,480
3 bedrooms$2,350$2,115 – $2,585$2,297$2,060
4 bedrooms$2,840$2,556 – $3,124$2,773$2,480

A household renting a two-bedroom home at the Small Area FMR of $1,700 needs about $68,000 a year to keep housing costs at 30% of income. The area median family income is $106,400 and the 80% low-income limit for four people is $85,100. ZIP code 04548 lies mainly in Sagadahoc County. See the Sagadahoc County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIPPlaceDistance2 BR SAFMR
04576Southport4.5 mi$1,310
04575West Boothbay Harbor4.5 mi$1,300
04530Bath5.4 mi$1,540
04562Phippsburg5.6 mi$1,630
04571Trevett5.7 mi$1,450
04570Squirrel Island6.1 mi$1,310

Questions

What is the Fair Market Rent for ZIP code 04548?

HUD's FY2027 Small Area Fair Market Rents for 04548 are $1,190 (studio), $1,360 (1 BR), $1,700 (2 BR), $2,350 (3 BR) and $2,840 (4 BR) a month.

What is the Section 8 payment standard in 04548?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04548 that range is $1,530 to $1,870 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04548?

The FY2026 income limits of the Sagadahoc County, ME area apply: median family income $106,400, low-income (80%) limit $85,100 for a family of four.