FY2027 Small Area FMR · Wiscasset, ME

ZIP 04578 Fair Market Rent & Payment Standards

HUD's FY2027 Small Area Fair Market Rent for a two-bedroom home in ZIP code 04578 (Wiscasset, ME) is $1,760 a month, down 1.1% from FY2026. That is 35% above the Lincoln County, ME area-wide FMR of $1,307.

2-bedroom SAFMR$1,760per month ▼ 1.1%

Area-wide 2 BR FMR$1,307Lincoln County, ME

Rank in the area2ndof 32 ZIP codes

Payment standard range, 2 bedrooms

90% of SAFMR$1,584

2 BR Small Area FMR$1,760

110% of SAFMR$1,936

Housing agencies may set voucher payment standards anywhere from 90% to 110% of the FMR without asking HUD.

Studio$1,550▲ 15.7%

1 BR$1,620▲ 8.7%

2 BR$1,760▼ 1.1%

3 BR$2,440▼ 1.6%

4 BR$2,630▼ 7.7%

FY2027 FY2026

Where 04578 sits in the Lincoln County, ME area

Of the 32 ZIP codes HUD lists for the area, 04578 has the 2nd highest two-bedroom Small Area FMR. Lincoln County, ME is not on HUD's list of mandatory Small Area FMR areas, so voucher payment standards here are normally based on the area-wide FMR of $1,307 for two bedrooms; an agency that opts in to Small Area FMRs would use $1,760 for this ZIP code instead.

All unit sizes

Monthly gross rent including utilities
Unit	FY2027 SAFMR	Payment standard range	Area-wide FMR	FY2026 SAFMR
Studio	$1,550	$1,395 – $1,705	$1,153	$1,340
1 bedroom	$1,620	$1,458 – $1,782	$1,201	$1,490
2 bedrooms	$1,760	$1,584 – $1,936	$1,307	$1,780
3 bedrooms	$2,440	$2,196 – $2,684	$1,810	$2,480
4 bedrooms	$2,630	$2,367 – $2,893	$1,954	$2,850

A household renting a two-bedroom home at the Small Area FMR of $1,760 needs about $70,400 a year to keep housing costs at 30% of income. The area median family income is $102,400 and the 80% low-income limit for four people is $81,900. ZIP code 04578 lies mainly in Lincoln County. See the Lincoln County, ME county page for the full income limits table and the household check.

Nearby ZIP codes

ZIP	Place	Distance	2 BR SAFMR
04556	Edgecomb	4.1 mi	$1,960
04579	Woolwich	4.1 mi	$1,820
04571	Trevett	6.0 mi	$1,450
04573	Walpole	7.3 mi	$1,310
04342	Dresden	7.5 mi	$1,510
04553	Newcastle	7.9 mi	$1,480

Questions

What is the Fair Market Rent for ZIP code 04578?

HUD's FY2027 Small Area Fair Market Rents for 04578 are $1,550 (studio), $1,620 (1 BR), $1,760 (2 BR), $2,440 (3 BR) and $2,630 (4 BR) a month.

What is the Section 8 payment standard in 04578?

Housing agencies set payment standards between 90% and 110% of the applicable FMR without HUD approval. For a two-bedroom unit in 04578 that range is $1,584 to $1,936 if the agency uses Small Area FMRs. Ask your housing agency for its actual payment standard.

Which income limits apply in 04578?

The FY2026 income limits of the Lincoln County, ME area apply: median family income $102,400, low-income (80%) limit $81,900 for a family of four.